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About Us

We’re in a committed relationship—with you 

As a member-owned, not-for-profit financial cooperative with more than 925,000 members, BECU is guided by the credit union philosophy of “people helping people.” Unlike many financial institutions, we do not issue stock, or pay earnings dividends to outside stockholders. Instead, earnings are returned to members in the form of great rates and lower fees. We are less likely to charge service fees than for-profit banks, and when we do charge, fees tend to be lower.

Service to members

BECU offers services designed to improve the economic and social well-being of all members, and return financial value to them as part of their participation in the member-owned financial cooperative. Our objective is to ensure that all BECU members always experience the best value and service with complete trust.

Member education

BECU is committed to strengthening consumer financial education and literacy. In addition, we are committed to educating members and the public alike about credit union uniqueness, philosophy, and values.

Governance and representation

BECU will endeavor to preserve credit union democratic principles, including demographic representation and participation in credit union activities.


BECU recognizes the value to demographic diversity, in staff as well as in our members. We strive to bring people of diverse backgrounds and experiences into leadership and other roles at the credit union.

Cooperative activities

BECU works to build and strengthen the credit union movement by providing financial and in-kind resources to others within the credit union community, and by actively advocating the credit union difference at all levels of government, and in other appropriate public forums.