Auto Loan

Auto Loans

Get a low rate when you get behind the wheel.

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Auto Loan Rates as Low As

APR Effective 9/1/2018*

3.44
%
APR

New Auto Loans

2016 & Newer

4.39
%
APR

Used Auto Loans

2015 & Older

*See important information about rates, fees and other costs

Auto Loan Benefits & Features

As a not-for-profit, we offer great rates, fewer fees and member-only benefits.

  • Lower interest rates.  As a credit union, we keep our auto rates low by only offering car loans to members.
  • BECU Financing available on-site with one of our many participating dealerships.
  • New Auto Loan interest rate may be applied to cars up to 2 years old.
  • Automatic enrollment in BECU Reprice Program. Improve your credit score and potentially lower your rates.

Auto Loan Calculators

Now that you know about rates, what can you afford?

Why Finance Through BECU?

Related Content

AutoSMART services are provided by Credit Union Direct Lending and is not affiliated with BECU.  BECU specifically disclaims all warranties with regard to dealers' products and services.  Dealer fees apply. BECU loan financing subject to credit and underwriting approval, and may change without notice.

*This is a summary of BECU auto loan program. Same rates apply at the dealership as if applying directly with BECU. Loans and BECU financing program subject to BECU credit and underwriting approval.