Online and Mobile Banking

Enroll in Online Banking

Important: You need your savings account number (e.g., Member Share Savings) to enroll in Online Banking. You can find your savings account number on your monthly statements. Here are some other ways to find your account numbers.

Mobile Check Deposit 24/7

  • Deposit personal and business checks from anywhere with the use of your mobile device.
  • The service is free and secure. No trip to a branch or ATM needed.
  • Download the BECU mobile app for Apple device | Android device

BECU Payments, Bill Pay and Zelle®

BECU Payments

Make payments to any of your BECU loans. Simply select the loan to pay and what account to withdraw the funds from. Learn more about making payments.


Pay or request money from people you know using Zelle®, a person-to-person payment platform.

Bill Pay

Pay all your bills in one place. Fast, simple and free, our Bill Pay tool lets you schedule one-time or automatic recurring payments for rent, cable, subscriptions, utilities and more.


You can transfer funds both internally and externally with Online Banking.

  • Move money internally between your checking, savings, home equity line of credit (HELOC), line of credit (LOC) and more.
  • Move money externally to and from other banks or financial institutions.

Get started by logging in to Online Banking and selecting the Transfers tab.

Online Banking Features in Web Browser and Mobile App**

Discover the popular features of BECU on your desktop, mobile phone or tablet.

Standard Online Banking Features

  • Alerts
  • BECU and ATM locations
  • Bill Pay
  • Debit card management
  • FICO score
  • Mobile deposits
  • Messenger
  • Payments
  • Spending trends (Money Manager)
  • Statements*
  • Transfers
  • Zelle®

Debit Card Manager Features

  • Card activation*
  • Change debit card PIN*
  • Pause your debit card
  • Set travel notifications
  • Replace debit card*
  • View daily access limits*

Frequently Asked Questions

There are a few different ways to find your account numbers.

  • Monthly statement: Account numbers are listed in the Summary of Deposit Account Activity section.
  • Online Banking: Account numbers are found on the Account screen.
  • Printed checks: Your 10-digit checking account number is on the bottom center of your check.

How new members can find their account numbers.

  • If you joined online, we displayed your account information on the confirmation screen of your online application.
  • If you joined at a BECU location a representative should have included your account number(s) in your welcome packet.
  • If you joined at an auto dealership, you should receive a welcome letter in the mail with your account information, as well as instructions on how to make payments on your auto loan within five to seven business days.

Learn more about finding your account numbers.

Online Banking allows you to conduct online transactions via a web browser. The mobile app gives you similar access via your mobile phone or tablet, but it does not have all of the same features, functionality and settings as Online Banking.

There are two ways to reset your password:

  1. Desktop: Select Forgot your password and follow the prompts
  2. Mobile app: Reset your password on the sign-in screen

Yes, you can enroll from the app. Select Enroll in Online Banking on the home screen to visit our account creation web page without having to leave the app.

Funds from any check deposit, no matter what method used to deposit the checks, are subject to check holds based on our Funds Availability Policy.

View more information about check holds.

You can find Online Banking browser requirements as well as device operating system information at BECU System Requirements.

* Not available in the Mobile App.

** Mobile and internet carrier charges may apply for Online and Mobile Banking usage.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

It's dangerous to use Zelle® in online marketplaces like Facebook, Craigslist or OfferUp, or anywhere people are buying and selling merchandise online because you could lose your money if you're dealing with an imposter. Imposters often request payment through Zelle®. Money is sent directly from your BECU account to another person's bank account typically within minutes, so Zelle® should only be used to send money to family and friends. Neither BECU nor Zelle® offer a protection program for any authorized payments made with Zelle®. For example, if you don't receive the item you paid for or the item is not as described or as you expected, your money will not be returned to you.