Payments for Any Situation

Hassle-Free Payments Are Here

BECU offers multiple ways to send money – best of all, they're all free! Check out the resources available to you and schedule your payments based on who you want to pay. It's just one more benefit for BECU members. 

Pick Your Choice of Payment

SERVICE PAYEE PROCESSING TIME COST
BECU Payments
BECU loans - BECU mortgage, BECU auto loan, BECU Visa, etc.
Check out table below for specific loans.
Free
Bill Payment
Bills outside BECU - utilities, payments, retail credit cards, etc.
3 business days
Free

Family & friends

Typically within minutes1

Free

BECU Payments

Have a loan through BECU? Using BECU Payments couldn't be simpler. The service even provides same-day payment options, delivering the fastest way to pay your BECU loan from your checking or savings account.

LOAN TYPE WHEN YOU PAY PROCESSING TIME
Auto/RV/HELOC
12:01am - 6:59pm (PST)

7:00pm - Midnight (PST)
Posted to your account the same day.

Posted to your account the following business day.
Mortgage
12:01am - Noon (PST)


12:01pm - Midnight (PST)
Posted to your account the same day.


Posted to your account the following business day.
Visa
12:01am - 1:00pm (PST)











1:00pm - Midnight (PST)
Recorded on the payment date, but posts to your account early the next business day.

Paying on a Friday? If completed before 1pm (PST), your payment appears on Saturday and is still dated for Friday.

Recorded on the payment date, yet posts to your account up to 3 business days after payment. Note: The account may add a late fee; the system waives the fee once the payment posts (should the payment be at least the requirement minimum).

Paying on a Friday? If completed before 1pm (PST), your payment appears on Saturday and is still dated for Friday.


Bill Payment

Can't find your envelopes? Forgot to buy stamps? We've got you covered. Opt to use Bill Payment for bills outside BECU loans, including utilities, cell phone, retail credit cards, medical payments and more. Scheduling your bills in the Bill Payment service allows you to see all your non-BECU bills in one place, plus there's no need to remember multiple logins. What's more, you skip scrambling for postage supplies – if the bill can't be paid electronically, we'll mail it in for you.

Be sure to schedule your payments to allow 3 business days for processing.

Bills paid, guaranteed2.

Once you input your payee information, you can rest easy – we guarantee it. As long as you input your payee information at least 3 business days before a bill's due date, we'll guarantee that the bill is paid on time.

Zelle®

Need to send money to the babysitter? Pay back your friends? BECU has partnered with Zelle® to make sending money to friends and family fast and easy, typically within minutes1, using their email address or U.S. mobile phone number. Plus, it's just as easy to receive money.

Zelle® is available within the BECU mobile app and Online Banking. No additional downloads needed. Log in to the BECU mobile app or Online Banking, follow a few simple steps and you're good to go.

Get started with Zelle® today.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

1Both parties must have a bank account in the U.S. to use Zelle®. To receive money, the recipient's email address or U.S. mobile number must be enrolled with Zelle®. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle®. If the recipient never completes the enrollment, then your payment will not be completed and will be returned to you. Business accounts are not eligible to use Zelle®. If the transactions are initiated from a savings account, excessive transaction fees could apply. NSF fees and Stop Payment Fees may apply. Limitations may apply. Message and data rates may apply.

2Guarantee is related to the late payment fee and is limited to up to $50 per transaction. You must schedule the transaction in accordance with Bill Payment guidelines. Full Terms & Conditions.