You clicked this page because you've been wondering, “why BECU?”
We're a credit union – that means we are a not-for-profit operation. Unlike banks, we don't report to shareholders, who expect high returns on their investment. In fact, we don't even have shareholders – we're owned by you, the members. We exist solely to serve you.
What does this mean? Rather than worried about making money, we spend our time ensuring you spend less of yours. Profits made by the credit union are returned to BECU's member base in the form of lower rates and fewer fees.
Why else should you choose BECU?
Every year, we review our members' accounts for money-saving opportunities. As part of this effort, we periodically evaluate the credit rating of each member who has a credit card, line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently, made timely payments and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest rate). Learn more about it works
Love fees? Who does? As a not-for-profit financial co-op, all of our profits come back to the membership in the form of fewer fees, better rates and financial education. It's hard getting used to a financial institution that doesn't want to nickel and dime you, but we're living proof it's possible.
Plus, we partner with the community to offer some seriously sweet member discounts – our team is hard at work finding great deals on everything from sporting events and concerts to festivals and trade shows. Stretch your dollar even further: Check Member Discounts often for new and upcoming member offers.
We make it a priority to listen to what our members' feedback. We even conduct quarterly surveys to measure customer satisfaction and loyalty, asking, “how likely are you to recommend BECU to a friend or colleague?”
In 2014, BECU's score on the survey was over 70%, well above the financial institution average (29%), and the credit union average (59.79%).
And, many of our products, services and process ideas come from the members themselves. Be part of a membership where your voice counts! Come join BECU.
You can join online or in person. It only takes about 10 minutes to apply for BECU membership online, and all residents of Washington state and employees/retirees of Boeing are eligible for membership. Find out if you are eligible, and apply online. Or, apply in person at any of our BECU locations.
What can you do at a BECU Neighborhood Financial Center?
What can you do from BECU-branded ATMs at locations throughout the community (excluding Rite Aid cash-only ATMs)?
Visit our New Member Welcome page and find out how to get the most from your membership.