Business Merchant Services

Clover: Merchant Services

The Clover® point-of-sale system offers payment processing and business management solutions customized for your business.

BECU Merchant Services

Ring up sales, view inventory, track revenue and more – all with the additional flexibility of cloud-based access. Learn more about Clover Payment solutions.

Credit Card Processing Solutions

BECU partners with Clover to bring you an all-in-one point-of-sale system that can help transform your business with payment processing and business management solutions, customized just for you.

Features & Benefits

  • Accept payments in-store, online, or on-the-go
  • Next day funding - Receive merchant funds the next business day*
  • Fast, easy and secure processing for all major credit cards and mobile wallets
  • Latest technology and point-of-sale hardware with Clover Payment Solutions
  • Enhanced security and EMV(R) compliance
  • 24/7 service and support
  • Veteran discounts and exclusive offers for current members of the National Guard, honorably discharged veterans or their spouse

Merchant Services Options

In-Store Solutions

Offering some of the most flexible payment acceptance options and a range of POS terminals and systems to meet your needs.

Online Solutions

Make your goods and services more accessible to more customers with our fast and secure online payment solutions.

Mobile Solutions

Accept payments quickly, easily and securely on your Android, iPhone or iPad with these affordable mobile solutions.

Clover POS Systems

Clover products - from software to hardware - allow you to take advantage of the latest technology to better understand your business, help it grow, or increase efficiency so you have more time to focus on running your business.

Clover Station

An all-in-one system that replaces a cash register, a credit/debit card processing terminal and a point-of-sale system. Ring up sales, view inventory, track revenue, manage employees, view reports and more - all with the additional flexibility of cloud-based access. Plus, you'll have access to a multitude of applications customized for your business.

  • Manage inventory and returns to streamline your operations
  • Clover Rewards, a free loyalty and rewards program pre-installed on your system
  • Access to valuable analytics with Clover Insights
  • Automatic software updates delivered to your device
  • Protection from fraud with built-in security software
Clover Station

Clover Mini 

A payment processing terminal the size of a tablet that requires minimal counter space. Clover Mini not only accepts payments but tracks inventory and comes with free apps designed to gain customer insight and build loyalty.

  • Easily manage inventory and returns
  • Clover Rewards, a free loyalty and rewards program available on your system
  • Access to sales and industry analytics with Clover Insights
  • Runs on cloud-based software, with a choice of Ethernet, Wi-Fi or 3G wireless connectivity
  • Protected with Clover Security and EMV technology
Clover Mini Machine

Clover Go

Accept credit and debit cards, including secure EMV chip cards, and manage your account wherever you have a Wi-Fi or cellular connection, all from your smartphone or tablet.

  • EMV compliant card reader provided
  • Ready right out of the box after a quick charge
  • Peace of mind with Clover Security and EMV chip card acceptance
  • Access to transaction history and sales comparisons with Clover Insights 
  • 24/7 customer service
Clover Go Machine

*With BECU Merchant Services you'll receive funds the next business day: just batch out your credit/debit transactions prior to the settlement time of 8 p.m. PST, and see funds posted to your account the next business day.

**Promotional offer expires March 31, 2022. Business Member Share savings account required to establish membership, and not all applicants will qualify. This offer is available for qualified new Merchant Services customers only. New accounts are subject to standard credit approval and underwriting requirements. Merchant must meet the minimum annual processing volume and must be credit approved between 1/1/2022 and 3/31/2022.  Account credit will be in the form of an ACH payment from First Data to the business checking account tied to their merchant processing that will be initiated 60 days after the date the merchant's account is activated. Merchant account must be activated within 30 days of approval. Amount of account deposit based on merchant's annual processing volume: annual processing volume over $1,000,000 = $1,000 credit, annual processing volume $750,000 to $999,999 = $750 credit, annual processing volume from $500,000 to $749,999 = $500 credit, annual processing volume from $250,000 to $499,999 = $250 credit. Only one offer per eligible business.  Offer cannot be combined with any other offer. Offer subject to change without notice. Merchant Services products and services are provided by First Data Merchant Services LLC. Early termination fee apply. Terms and conditions apply.  Individuals should consult with their financial adviser and/or attorney for tax implications. BECU is federally insured by NCUA.

©2020 Clover Network Inc. The Clover name, logo and related trademarks are owned by Clover Network, Inc., and are registered or used in the U.S. and many foreign countries. Merchant services are provided by First Data Merchant Services LLC dba Clover Business Solutions, a registered ISO of Wells Fargo Bank, N.A., Concord, CA; Fairmont, WV; and MetaBank, N.A., Sioux Falls, SD. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

Products and services are offered by Clover. Clover is solely responsible for the delivery and quality of those products and services. BECU does not guarantee nor expressly endorse any particular product or service.

EMV® is a registered trademark of EMVCo.