Jumbo Home Loan

Jumbo Home Loans

If you need a little more for your down payment consider a jumbo home loan.

Apply Now
dexter g., tacoma

Jumbo Home Loan Rates as Low As

APR Effective 5/11/2021*


Jumbo 30-Year Fixed


Jumbo 30-Year Fixed Refinance


Jumbo 5 Year ARM (5yr/5yr) Refinance

Adjusts every 5 years

*See important information about rates, fees and other costs

If you've found a home that requires a larger-than-usual loan amount, look into a jumbo loan. Jumbo loans are available in both fixed-rates and ARMs.

Features & Benefits

  • Predictable payments
  • No origination fees*
  • Loan amounts over $548,250
  • Available in both fixed-rates and ARMs
  • Can be used on primary and secondary homes

No Origination Fees

BECU is excited to announce yet another way we can save our members' money: NO origination fee on fixed-rate or adjustable-rate mortgage home loans for purchase and refinance transactions*. No origination fee significantly reduces closing costs. And reducing cost is just one more way BECU can help members combat the skyrocketing prices in today's real estate market.

Need help figuring out what Jumbo loan is right for you?

Our Loan Consultant tool can help you find the jumbo loan that fits your needs, and give you information on interest rates and closing costs. 

Check out the loan consultant

Our Jumbo Loan Programs Include:

Why choose this Pros Cons

You need to qualify for the largest loan possible

Fixed rate of interest

You end up paying more in interest charges over the life of the loan

You plan on staying in the home long-term

Level principal and interest payments for the full term of the loan

Benefits of the fixed rate are not realized until after the seventh year (A 7 Year Jumbo ARM is a better option if loan is paid-off within seven years)

You think interest rates will increase

No risk that changing market conditions will increase your monthly payments

Interest rates on Jumbo fixed rate loans are typically higher than conforming fixed rate loans

You don't expect your income to increase significantly over the coming years

Need more information?

Just stop by your Neighborhood Financial Center, and we can answer your questions and help you find the loan that's right for you.

Make an appointment

Ready to apply?

*Offer applies to purchase and refinance transactions. Loans are subject to credit approval and other underwriting criteria, and not everybody will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification. BECU reserves the right to terminate this offer at any time without notice. Boeing Employees' Credit Union NMLS ID 490518.