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BECU Home Rewards

Earn cash back when you buy or sell a home.

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Cash Back on Your Real Estate Agent's Commission

When you enroll in Home Rewards, you're paired with a dedicated Member Advocate and a certified real estate agent through Prime Alliance Real Estate Services, the program provider. Whether you're buying or selling, your Advocate helps coordinate the process and keeps key dates and decisions on track.

When you enroll, you can:

  • Work with a certified real estate partner
  • Receive support from a dedicated Member Advocate
  • Earn a rebate on your agent's commission1

Earn a Reward on Your Home Purchase

Buy or sell through Home Rewards and receive up to 20% of your real estate agent's commission back after closing.

More Than Cash Back: Get Connected with Built-In Support

Member
Member Advocate

Your Advocate stays with you throughout the transaction, answering questions, coordinating with your agent and mortgage advisor, and helping you access program benefits.

Member Consultant
Certified Real Estate Agent

You'll work with a knowledgeable local agent through Prime Alliance Real Estate Services to guide you through the market and negotiation process.

Eligibility Requirements

BECU Home Rewards is available to BECU Members who:

  1. Are current BECU members (Not a member, join today!)2
  2. Have not already entered into:
    • A Purchase and Sale Agreement
    • An Exclusive Buyer Agency Agreement
    • A Listing Agreement
    • Another real estate affinity or rebate program
    • An employer relocation or reimbursement program
  3. Agree to use an agent referred through the Home Rewards program.
  4. Are purchasing or selling eligible residential properties, including:
    • Single-family homes
    • Multi-family properties (up to four units)
    • Condominiums
    • PUDs
    • Qualifying manufactured homes
    • Primary, secondary, and investment properties

Members under a listing agreement may use Home Rewards for a purchase transaction, and vice versa.

How the Reward Works

  • Members receive a portion of their agent's commission after the transaction closes, up to 20% of the agent's commission.
  • Cash back is paid approximately 30 days after closing.
  • You may be eligible for a higher reward when buying and selling through the program.

Cash Back Examples3

Value of Home and Potential Cash Back

  • $200,000 value — $1,200 cash back

  • $250,000 value — $1,500 cash back

  • $350,000 value — $2,100 cash back

  • $500,000 value — $3,000 cash back

  • $900,000 value — $5,400 cash back




Money

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Search available listings through the Northwest MLS. Filter by price, location, property type, or MLS number to explore homes that fit your needs.

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1Home Rewards is a program provided by Prime Alliance Real Estate Services, LLC and is not affiliated with BECU. Certain restrictions apply. Offers subject to change without notice. Please contact your assigned Member Advocate for additional information regarding these buyer/seller benefits. Real estate services provided by carefully selected local real estate agent.

2Mortgage loans are subject to membership, credit approval, and other underwriting criteria; not every applicant will qualify. Certain restrictions apply. Home loan programs, terms, and conditions are subject to change without notice.

3Cash back examples are based upon the commission paid to the certified real estate broker who is representing you when you purchase or sell a home. The example assumes a total commission of 6% of the sales price shared equally between the listing broker and the selling broker (3% each), one of whom is representing you. For transactions under $150,000 a flat cash back reward of $200.00 may be available. Commissions vary depending upon locality. The figures above are used for illustrative purposes only. Your rebate may be different. Contact your member advocate for more details. Commission rebates are paid once the transaction has closed.