Financial Guidance Articles

Budgeting

Better Budgeting

Maintaining financial strength isn’t easy. A focused budget can help you take control so you can reach your financial goals.

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How Millennials are Making it on Their Own

With more college debt, a lower employment rate upon graduation and an economy that’s slowly recovering from the Great Recession, millennials (born after 1980) face a different set of financial realities than previous generations.

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Babies & Budgeting 1-2-3

Congratulations on your new little one, and welcome to parenthood! With a thousand new things to think about – and a lot less sleep than usual — planning for your financial future may seem daunting. But it doesn’t take much to get started down the right road.

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Reducing Debt

Experts say that financial management is 20% knowledge and skills and 80% behavior. If reducing debt is your goal, putting some healthy habits into practice can take you a long way toward success.

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Home Ownership

Buying Your 1st Home

Buying a house is a huge milestone, and if you’re a first-time home buyer, it can be pretty intimidating. Getting clear on costs, credit and what you can afford at the outset can make things a lot simpler.

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Car Buying

Car Buying Basics

Nothing smells better than a new car, but the process of sorting through options, figuring out what you can afford, arranging financing, and then negotiating can be complicated and nerve-racking. To make the process easier it helps to have a plan for selecting and financing your new set of wheels.

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Building Credit and Credit Reports

Building Credit

Good credit is something that pays off every day. With a high credit score and good credit history you can qualify for all kinds of perks, including better terms on loans and increased borrowing power. But it all starts with building credit. Let’s look at the fundamentals.

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Understanding Your Credit Report

Your credit report is your financial report card. Since it can affect so many areas of your life, including whether you can qualify for a home or car loan, or get a job, it makes sense to understand how credit reports work.

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Kids and Money

MONEY SMART TEENS

Your child’s teenage years are a great time to help them build strong money management skills. At BECU we’re here to help – with ideas about activities you can do together, tools to help them start building a banking and credit history and tips on helping direct them to make sound financial decisions.

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A new twist for families

Sunday has always been allowance day for Toby and Jen's daughters. Having the money on hand isn't always convenient so Toby and Jen decided manage their daughters allowance online.

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College Planning

Paying for College

It’s no secret that paying for college is expensive. But with some smart planning, you can make it happen.

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Owning a Business

Business 101

Starting your own business can be incredibly rewarding. But there are risks—like losing money, long hours and a lack of security. So what’s an idealistic entrepreneur to do?

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Banking 101

Banking 101

Establishing a relationship with a financial institution is a smart step toward financial security. Let’s review some basic information about the types of financial institutions out there – and what they can offer you.

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ID Theft

Identify Theft Protection

Identity theft victims reported losing more than $24.7 billion in 2012. While it’s no surprise that identity theft can leave you feeling vulnerable, there are things you can do to take some control.

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Self-Paced Financial Education Courses

School's in Session

A few minutes can turn into a lifetime of money management. BECU Financial Education brings you self-paced courses, allowing you the flexibility to learn on your time and at your convenience.

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check out our free webinars and in-person seminars

In just 5 minutes, our webcasts give you information you can use, such as: the homebuying process, car buying tips, budgeting and more. And check out our webinar and seminar schedule for online and in-person presentations.

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