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How BECU Can Meet Your Business Needs

Take your business banking to new heights with BECU. We’re a full-service banking partner with the products and services your business needs to grow and thrive.

Starting a new business is just the beginning. We can help you along the way to get the financial stability and flexibility you need to succeed.

Our range of business products feature great rates, ease of use, and local, experienced business relationship managers to guide you every step of the way.

Take a closer look at what business products you can use:

Business deposit accounts.1

Our basic and interest checking accounts are designed to provide more value with low fees and more flexibility. Transaction thresholds are based on your average balance of combined deposits and outstanding loan and line of credit accounts. The bigger your relationship with us, the more transactions you could get for free each month!

We offer competitive earning rates on business money market and fixed-rate CD accounts. Our money market accounts have check writing privileges, and our CDs offer terms from 3-60 months; opening at $500.

Learn more about our business deposit accounts.

Business credit cards.2

The BECU Traditional Business Visa® credit card has one of the lowest rates in the country. Plus, we offer a 1.5% Cash Back Rewards credit card where the rewards are automatically credited to your statement. There's no limit on how much you can earn or spending categories to keep track of. No matter which card you choose, you can monitor and track expenses and set individual spending limits on any employee-issued credit cards. There's no annual fee, no cash advances or foreign transaction fees.3

Learn more about our business credit card options.

Business line of credit.4

A BECU business line of credit can provide short-term cash for business purchases and improve how you manage your cash flow. Choose from secured and unsecured options that provide overdraft protection and zero interest charges until you draw on the line.

Learn more about the BECU business line of credit.

Business term loan.5

A BECU business term loan can provide the financing for business essentials like equipment, machinery or large vehicles at a rate you can afford with a loan-to-value up to 80%. There is no origination fee for terms up to 84 months bundled with a competitive interest rate.

Learn more about BECU business term loans.

Business vehicle loans.5

A BECU business vehicle loan can provide financing for the vehicles your business depends on to complete the job. The loan has no origination fee and allows you to finance up to 80% of the vehicle purchase price. Plus, we apply new-car rates on vehicles up to two years old.

Learn more about BECU business vehicle loans.

Switch to BECU

Between great rates, a range of products you can afford, and excellent support, life could be easier when you bring your business banking needs to BECU. Get our easy five-step switch guide to help you get started

Learn more about business membership.

1 Businesses operating in the Pacific NW are eligible. Establishing membership requires a Business Member Share savings account to be opened and maintained; not all applicants will qualify.

2 Approval subject to BECU business membership, credit approval and other underwriting criteria; not every applicant will qualify. Business credit card programs, services, rates, terms and conditions are subject to change without notice. Contact BECU for the most current information.

3 BECU's credit card rates in effect as of 5/1/2023 range from 13.74% - 28.24% variable APR and are subject to change without notice. The actual APR will be determined when you apply and will be based on your credit worthiness.

4 Approval subject to BECU business membership, credit approval and other underwriting criteria; not every applicant will qualify. BECU business checking account required. Automatic payment method required. Interest charges accrue from the date any credit advance is posted to your account.

5 Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify.