Navigate back Back to All Interest Rates

Mortgage Interest Rates

View BECU's current home loan interest rates for mortgages and home equity lines of credit.

Fixed Rate | Home Equity (HELOC) | Refinance | Adjustable Rate Mortgage (ARM) | Jumbo | Construction | Government

Fixed Interest Rates

Fixed Rate 15 Year
7.246
%
APR
15 Year Fixed
Loan limits up to $X
APR Effective 9/29/2023
More about 15 Year Fixed Rate home loans
Fixed Rate Refinance 15 Year
7.358
%
APR
15 Year Fixed Refinance
APR Effective 9/29/2023
More about Refinance 15 Year Fixed Rate loans
Fixed Rate 30 Year
7.543
%
APR
30 Year Fixed
APR Effective 9/29/2023
More about 30 Year Fixed Rate home loans
Fixed Rate Refinance 30 Year
7.686
%
APR
30 Year Fixed Refinance
APR Effective 9/29/2023
More about Refinance 30 Year Fixed Rate loans
Construction 30 Year Fixed Rate
8.255
%
APR
30 Year Fixed Construction
12 month construction term
APR Effective 9/29/2023
*See important information about rates, fees and other costs (PDF)
Construction Jumbo 30 Year Fixed Rate
8.072
%
APR
30 Year Fixed Jumbo Construction
12 month construction term
APR Effective 9/29/2023
*See important information about rates, fees and other costs (PDF)

*See important information about rates, fees and other costs

View additional interest rates for mortgages

Home Equity Interest Rates

Home Equity Fixed Rate Advance
7.99
%
APR
Fixed Rate Advance
APR Effective 10/1/2023
More about Home Equity Fixed Rate Advance loans
Home Equity Line of Credit
8.74
%
APR
Home Equity Line of Credit
Variable (1)
APR Effective 10/1/2023
More about Home Equity Line of Credit loans
*See important information about rates, fees and other costs

Refinance Interest Rates

Fixed Rate Refinance 15 Year
7.358
%
APR
15 Year Fixed Refinance
APR Effective 9/29/2023
More about Refinance 15 Year Fixed Rate loans
Fixed Rate Refinance 30 Year
7.686
%
APR
30 Year Fixed Refinance
APR Effective 9/29/2023
More about Refinance 30 Year Fixed Rate loans
*See important information about rates, fees and other costs

Adjustable Rate Mortgage (ARM) Interest Rates

Adjustable Rate 5/6 (ARM)
7.916
%
APR
5 Year ARM (5yr/6mo)
Adjusts every 6 months, after initial 5 year period.
APR Effective 9/29/2023
Adjustable Rate Loan
Adjustable Rate 7/6 (ARM)
7.814
%
APR
7 Year ARM (7yr/6mo)
Adjustable after year 7
APR Effective 9/29/2023
Adjustable Rate Loan
Adjustable Rate 10/6 (ARM)
7.633
%
APR
10 Year ARM (10yr/6mo)
Adjustable after year 10
APR Effective 9/29/2023
Adjustable Rate Loan
*See important information about rates, fees and other costs

Jumbo Interest Rates

Jumbo 15 Year Fixed Rate
7.091
%
APR
Jumbo 15-Year Fixed
APR Effective 9/29/2023
More about Jumbo 15 Year Fixed Rate loans
Jumbo 30 Year Fixed Rate
7.398
%
APR
Jumbo 30-Year Fixed
APR Effective 9/29/2023
More about Jumbo 30 Year Fixed Rate loans
Construction Jumbo 30 Year Fixed Rate
8.072
%
APR
30 Year Fixed Jumbo Construction
12 month construction term
APR Effective 9/29/2023
*See important information about rates, fees and other costs (PDF)
*See important information about rates, fees and other costs

Construction Interest Rates

Construction 30 Year Fixed Rate
8.255
%
APR
30 Year Fixed Construction
12 month construction term
APR Effective 9/29/2023
*See important information about rates, fees and other costs (PDF)
Construction Jumbo 30 Year Fixed Rate
8.072
%
APR
30 Year Fixed Jumbo Construction
12 month construction term
APR Effective 9/29/2023
*See important information about rates, fees and other costs (PDF)
*See important information about rates, fees and other costs

Government Interest Rates

Fixed Rate FHA 30 Year
8.385
%
APR
FHA 30 Year Fixed
APR Effective 9/29/2023
More about FHA 30 Year Fixed Rate loans
Fixed Rate VA 30 Year
7.532
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 9/29/2023
More about VA 30 Year Fixed Rate loans
*See important information about rates, fees and other costs