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Mortgage Interest Rates

View BECU's current home loan interest rates for mortgages and home equity lines of credit.

Fixed Interest Rates

Fixed Rate 12 Year No Fee
6.875
%
APR
12-Year Fixed No Fee
Refinance Only
APR Effective 5/17/2024
Fixed Rate 15 Year
6.333
%
APR
15 Year Fixed
Loan limits up to $X
APR Effective 5/17/2024
Fixed Rate Refinance 15 Year
6.467
%
APR
15 Year Fixed Refinance
APR Effective 5/17/2024
Fixed Rate 30 Year
6.996
%
APR
30-Year Fixed
APR Effective 5/17/2024
Fixed Rate Refinance 30 Year
7.140
%
APR
30-Year Fixed Refinance
APR Effective 5/17/2024
Construction 30 Year Fixed Rate
7.506
%
APR
30 Year Fixed Construction
12 month construction term
APR Effective 5/17/2024
Construction Jumbo 30 Year Fixed Rate
7.466
%
APR
30 Year Fixed Jumbo Construction
12 month construction term
APR Effective 5/17/2024

Home Equity Interest Rates

Home Equity Fixed Rate Advance
7.99
%
APR
Fixed Rate Advance
APR Effective 5/13/2024
Home Equity Line of Credit
8.74
%
APR
Home Equity Line of Credit
Variable (1)
APR Effective 5/13/2024

Refinance Interest Rates

Fixed Rate Refinance 15 Year
6.467
%
APR
15 Year Fixed Refinance
APR Effective 5/17/2024
Fixed Rate Refinance 30 Year
7.140
%
APR
30-Year Fixed Refinance
APR Effective 5/17/2024

Adjustable Rate Mortgage (ARM) Interest Rates

Adjustable Rate 5/6 (ARM)
7.559
%
APR
5 Year ARM (5yr/6mo)
Adjusts every 6 months, after initial five year period.
APR Effective 5/17/2024
Adjustable Rate 7/6 (ARM)
7.363
%
APR
7 Year ARM (7yr/6mo)
Adjustable after year 7
APR Effective 5/17/2024
Adjustable Rate 10/6 (ARM)
7.141
%
APR
10 Year ARM (10yr/6mo)
Adjustable after year 10
APR Effective 5/17/2024

Jumbo Interest Rates

Jumbo 15 Year Fixed Rate
7.467
%
APR
Jumbo 15-Year Fixed
APR Effective 10/23/2023
Jumbo 30 Year Fixed Rate
6.973
%
APR
Jumbo 30-Year Fixed
APR Effective 5/17/2024
Construction Jumbo 30 Year Fixed Rate
7.466
%
APR
30 Year Fixed Jumbo Construction
12 month construction term
APR Effective 5/17/2024

Construction Interest Rates

Construction 30 Year Fixed Rate
7.506
%
APR
30 Year Fixed Construction
12 month construction term
APR Effective 5/17/2024
Construction Jumbo 30 Year Fixed Rate
7.466
%
APR
30 Year Fixed Jumbo Construction
12 month construction term
APR Effective 5/17/2024

Government Interest Rates

VA 30 Year Fixed Rate
6.492
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 5/17/2024
FHA 30 Year Fixed
7.014
%
APR
FHA 30 Year Fixed
APR Effective 5/17/2024