Navigate back Back to All Interest Rates

Mortgage Interest Rates

View BECU's current home loan interest rates for mortgages and home equity lines of credit.

Fixed Interest Rate

Fixed Rate 15 Year
5.785
%
APR
15 Year Fixed
APR Effective 11/30/2022
Fixed Rate Refinance 15 Year
5.892
%
APR
15 Year Fixed Refinance
APR Effective 11/30/2022
Fixed Rate 30 Year
6.357
%
APR
30 Year Fixed
APR Effective 11/30/2022
Fixed Rate Refinance 30 Year
6.471
%
APR
30 Year Fixed Refinance
APR Effective 11/30/2022
Fixed Rate FHA 30 Year
7.273
%
APR
FHA 30 Year Fixed
APR Effective 11/30/2022
Fixed Rate VA 30 Year
6.343
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 11/30/2022

Home Equity Interest Rates

Home Equity Fixed Rate Advance
6.49
%
APR
Fixed Rate Advance
APR Effective 11/17/2022
Home Equity Line of Credit
6.74
%
APR
Home Equity Line of Credit
Variable (1)
APR Effective 11/17/2022

Refinance Interest Rates

Fixed Rate Refinance 15 Year
5.892
%
APR
15 Year Fixed Refinance
APR Effective 11/30/2022
Fixed Rate Refinance 30 Year
6.471
%
APR
30 Year Fixed Refinance
APR Effective 11/30/2022

Adjustable Rate Mortgage (ARM) Interest Rates

Adjustable Rate 3/1 (ARM)
6.548
%
APR
3 Year ARM (3yr/6mo)
Adjustable after year 3
APR Effective 11/30/2022
Adjustable Rate 5/5 (ARM)
6.199
%
APR
5 Year ARM (5yr/5yr)
Adjusts every 5 years
APR Effective 11/30/2022
Adjustable Rate 7/1 (ARM)
6.141
%
APR
7 Year ARM (7yr/6mo)
Adjustable after year 7
APR Effective 11/30/2022
Adjustable Rate Jumbo 5/5 (ARM)
6.184
%
APR
Jumbo 5 Year ARM (5yr/5yr) Refinance
Adjusts every 5 years
APR Effective 11/30/2022

Jumbo Interest Rates

Jumbo 15 Year Fixed Rate
5.670
%
APR
Jumbo 15-Year Fixed
APR Effective 11/30/2022
Jumbo 30 Year Fixed Rate
5.709
%
APR
Jumbo 30-Year Fixed
APR Effective 11/30/2022
Adjustable Rate Jumbo 5/5 (ARM)
6.184
%
APR
Jumbo 5 Year ARM (5yr/5yr) Refinance
Adjusts every 5 years
APR Effective 11/30/2022

Government Interest Rates

Fixed Rate FHA 30 Year
7.273
%
APR
FHA 30 Year Fixed
APR Effective 11/30/2022
Fixed Rate VA 30 Year
6.343
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 11/30/2022