Mortgage Interest Rates

View BECU's current home loan interest rates for mortgages and home equity lines of credit.

Fixed Interest Rate

Fixed Rate 15 Year
3.808
%
APR
15 Year Fixed
APR Effective 3/25/2019
Fixed Rate Refinance 15 Year
3.789
%
APR
15 Year Fixed Refinance
APR Effective 3/25/2019
Fixed Rate 30 Year
4.180
%
APR
30 Year Fixed
APR Effective 3/25/2019
Fixed Rate Refinance 30 Year
4.295
%
APR
30 Year Fixed Refinance
APR Effective 3/25/2019
Fixed Rate FHA 30 Year
4.251
%
APR
FHA 30 Year Fixed
APR Effective 7/26/2017
Fixed Rate VA 30 Year
4.438
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 3/25/2019

Home Equity Interest Rates

Home Equity Fixed Rate Advance
5.49
%
APR
Fixed Rate Advance
APR Effective 3/1/2019
Home Equity Line of Credit
5.49
%
APR
Home Equity Line of Credit
Variable
APR Effective 3/1/2019

Refinance Interest Rates

Fixed Rate Refinance 15 Year
3.789
%
APR
15 Year Fixed Refinance
APR Effective 3/25/2019
Fixed Rate Refinance 30 Year
4.295
%
APR
30 Year Fixed Refinance
APR Effective 3/25/2019

Construction Interest Rates

Construction 30 Year Fixed Rate
4.523
%
APR
30 Year Fixed Construction
9 Month construction term
APR Effective 3/25/2019
Construction Jumbo 30 Year Fixed Rate
4.622
%
APR
30 Year Fixed Jumbo Construction
9 month construction term
APR Effective 3/25/2019

Adjustable Rate Mortgage (ARM) Interest Rates

Adjustable Rate 3/1 (ARM)
4.796
%
APR
3/1 ARM
Adjustable after year 3
APR Effective 3/25/2019
Adjustable Rate 5/5 (ARM)
4.640
%
APR
5/5 ARM
Adjusts every 5 years
APR Effective 3/25/2019
Adjustable Rate 7/1 (ARM)
4.509
%
APR
7/1 ARM
Adjustable after year 7
APR Effective 3/25/2019
Adjustable Rate Jumbo 5/5 (ARM)
4.572
%
APR
Jumbo 5/5 ARM Refinance
APR Effective 3/25/2019

Jumbo Interest Rates

Jumbo 15 Year Fixed Rate
3.767
%
APR
Jumbo 15-Year Fixed
APR Effective 3/25/2019
Jumbo 30 Year Fixed Rate
4.042
%
APR
Jumbo 30-Year Fixed
APR Effective 3/25/2019
Adjustable Rate Jumbo 5/5 (ARM)
4.572
%
APR
Jumbo 5/5 ARM Refinance
APR Effective 3/25/2019
Construction Jumbo 30 Year Fixed Rate
4.622
%
APR
30 Year Fixed Jumbo Construction
9 month construction term
APR Effective 3/25/2019

Government Interest Rates

Fixed Rate FHA 30 Year
4.251
%
APR
FHA 30 Year Fixed
APR Effective 7/26/2017
Fixed Rate VA 30 Year
4.438
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 3/25/2019