Mortgage Interest Rates

View BECU's current home loan interest rates for mortgages and home equity lines of credit.

Fixed Interest Rate

Fixed Rate 15 Year
4.130
%
APR
15 Year Fixed
APR Effective 1/15/2019
Fixed Rate Refinance 15 Year
4.112
%
APR
15 Year Fixed Refinance
APR Effective 1/15/2019
Fixed Rate 30 Year
4.673
%
APR
30 Year Fixed
APR Effective 1/15/2019
Fixed Rate Refinance 30 Year
4.788
%
APR
30 Year Fixed Refinance
APR Effective 1/15/2019
Fixed Rate FHA 30 Year
4.251
%
APR
FHA 30 Year Fixed
APR Effective 7/26/2017
Fixed Rate VA 30 Year
4.516
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 1/15/2019

Home Equity Interest Rates

Home Equity Fixed Rate Advance
5.74
%
APR
Fixed Rate Advance
APR Effective 1/14/2019
Home Equity Line of Credit
5.49
%
APR
Home Equity Line of Credit
Variable
APR Effective 1/14/2019

Refinance Interest Rates

Fixed Rate Refinance 15 Year
4.112
%
APR
15 Year Fixed Refinance
APR Effective 1/15/2019
Fixed Rate Refinance 30 Year
4.788
%
APR
30 Year Fixed Refinance
APR Effective 1/15/2019

Construction Interest Rates

Construction 30 Year Fixed Rate
5.039
%
APR
30 Year Fixed Construction
9 Month construction term
APR Effective 1/15/2019
Construction Jumbo 30 Year Fixed Rate
5.137
%
APR
30 Year Fixed Jumbo Construction
9 month construction term
APR Effective 1/15/2019

Adjustable Rate Mortgage (ARM) Interest Rates

Adjustable Rate 3/1 (ARM)
4.950
%
APR
3/1 ARM
Adjustable after year 3
APR Effective 1/15/2019
Adjustable Rate 5/5 (ARM)
4.809
%
APR
5/5 ARM
Adjusts every 5 years
APR Effective 1/15/2019
Adjustable Rate 7/1 (ARM)
4.691
%
APR
7/1 ARM
Adjustable after year 7
APR Effective 1/15/2019
Adjustable Rate Jumbo 5/5 (ARM)
4.740
%
APR
Jumbo 5/5 ARM Refinance
APR Effective 1/15/2019

Jumbo Interest Rates

Jumbo 15 Year Fixed Rate
4.108
%
APR
Jumbo 15-Year Fixed
APR Effective 1/15/2019
Jumbo 30 Year Fixed Rate
4.408
%
APR
Jumbo 30-Year Fixed
APR Effective 1/15/2019
Adjustable Rate Jumbo 5/5 (ARM)
4.740
%
APR
Jumbo 5/5 ARM Refinance
APR Effective 1/15/2019
Construction Jumbo 30 Year Fixed Rate
5.137
%
APR
30 Year Fixed Jumbo Construction
9 month construction term
APR Effective 1/15/2019

Government Interest Rates

Fixed Rate FHA 30 Year
4.251
%
APR
FHA 30 Year Fixed
APR Effective 7/26/2017
Fixed Rate VA 30 Year
4.516
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 1/15/2019