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Mortgage Interest Rates
View BECU's current home loan interest rates for mortgages and home equity lines of credit.
Fixed Rate | Home Equity (HELOC) | Refinance | Adjustable Rate Mortgage (ARM) | Jumbo | Construction | Government
Fixed Rate 15 Year
5.372
%
APR
15 Year Fixed
Loan limits up to $X
APR Effective 4/5/2023
Fixed Rate Refinance 15 Year
5.485
%
APR
15 Year Fixed Refinance
APR Effective 4/5/2023
Fixed Rate 30 Year
5.987
%
APR
30 Year Fixed
APR Effective 4/5/2023
Fixed Rate Refinance 30 Year
6.105
%
APR
30 Year Fixed Refinance
APR Effective 4/5/2023
Construction 30 Year Fixed Rate
6.599
%
APR
30 Year Fixed Construction
12 month construction term
APR Effective 4/5/2023
Construction Jumbo 30 Year Fixed Rate
5.939
%
APR
30 Year Fixed Jumbo Construction
12 month construction term
APR Effective 4/5/2023
Fixed Rate FHA 30 Year
6.859
%
APR
FHA 30 Year Fixed
APR Effective 4/5/2023
Fixed Rate VA 30 Year
6.012
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 4/5/2023
Home Equity Fixed Rate Advance
7.74
%
APR
Fixed Rate Advance
APR Effective 4/1/2023
Home Equity Line of Credit
8.24
%
APR
Home Equity Line of Credit
Variable (1)
APR Effective 4/1/2023
Fixed Rate Refinance 15 Year
5.485
%
APR
15 Year Fixed Refinance
APR Effective 4/5/2023
Fixed Rate Refinance 30 Year
6.105
%
APR
30 Year Fixed Refinance
APR Effective 4/5/2023
Adjustable Rate 3/1 (ARM)
7.115
%
APR
3 Year ARM (3yr/6mo)
Adjustable after year 3
APR Effective 4/5/2023
Adjustable Rate 5/5 (ARM)
5.998
%
APR
5 Year ARM (5yr/5yr)
Adjusts every 5 years
APR Effective 4/5/2023
Adjustable Rate 7/1 (ARM)
6.479
%
APR
7 Year ARM (7yr/6mo)
Adjustable after year 7
APR Effective 4/5/2023
Adjustable Rate Jumbo 5/5 (ARM)
5.998
%
APR
Jumbo 5 Year ARM (5yr/5yr) Refinance
Adjusts every 5 years
APR Effective 4/5/2023
Jumbo 15 Year Fixed Rate
5.452
%
APR
Jumbo 15-Year Fixed
APR Effective 4/5/2023
Jumbo 30 Year Fixed Rate
5.351
%
APR
Jumbo 30-Year Fixed
APR Effective 4/5/2023
Construction Jumbo 30 Year Fixed Rate
5.939
%
APR
30 Year Fixed Jumbo Construction
12 month construction term
APR Effective 4/5/2023
Adjustable Rate Jumbo 5/5 (ARM)
5.998
%
APR
Jumbo 5 Year ARM (5yr/5yr) Refinance
Adjusts every 5 years
APR Effective 4/5/2023
Construction 30 Year Fixed Rate
6.599
%
APR
30 Year Fixed Construction
12 month construction term
APR Effective 4/5/2023
Construction Jumbo 30 Year Fixed Rate
5.939
%
APR
30 Year Fixed Jumbo Construction
12 month construction term
APR Effective 4/5/2023
Fixed Rate FHA 30 Year
6.859
%
APR
FHA 30 Year Fixed
APR Effective 4/5/2023
Fixed Rate VA 30 Year
6.012
%
APR
VA 30 Year Fixed
VA Purchase 0% Down
APR Effective 4/5/2023