Online Business Line of Credit Application

Apply for a line of credit (LOC)1 for your business, up to $49,999. You can also apply to increase your existing line of credit.

  • BECU Business membership is a condition of approval for a BECU Small Business LOC.
  • Questions? Contact us at 800-704-8080
  • Not a BECU business member yet? You can apply for both a business membership and a line of credit with this convenient online application.
Apply Now

What You'll Need

  • Business name, physical location address and mailing address, years in business, and business structure (sole proprietorship, LLC, corporation)
  • Business Tax Identification Number: Employer Identification Number (EIN) or Social Security number (SSN) used by the business
  • Unified Business Identifier (UBI) Number: Refer to your business license. For more information, visit dor.wa.gov/open-business/business-licensing-and-renewals-faqs
  • NAICS code: The North American Industry Classification System (NAICS) is the standard used by Federal statistical agencies in classifying business establishments. Your NAICS code appears on your Federal Tax return or Schedule C. For more information, visit census.gov/naics/

  • Name, SSN, date of birth, ownership percent, personal address, and outside income*

Please note: Your business must be registered with the Washington, Oregon or Idaho Secretary of State or with the Washington Department of Revenue to qualify for a business line of credit. Visit the business membership eligibility page to learn more.

  • Most Recent Tax Return
  • Income Statements

1BECU Business Loans are subject to business membership, credit approval, and other underwriting criteria; not everybody will qualify. Certain restrictions, including geographic restrictions, apply. Business and Commercial Loan programs, terms and conditions subject to change without notice.