Business Membership Eligibility

When you become a business member1, you'll get access to the banking products and services your business needs to grow and thrive. Check the list below to learn more about BECU's field of membership and BECU business membership eligibility.

BECU's Field of Membership Includes:

Eligible Communities (including Neighborhoods and Rural Districts)

Businesses with more than half of their owners, members, or employees living, working, worshiping, attending school, or businesses having office locations in the following communities:

  • Washington state: All counties
  • Oregon Counties: Benton, Clackamas, Clatsop, Columbia, Coos, Curry, Deschutes, Douglas, Jackson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Washington, or Yamhill counties
  • Idaho Counties: Benewah, Bonner, Boundary, Clearwater, Idaho, Kootenai, Latah, Lewis, Nez Perce, or Shoshone counties.

Eligible Occupational Groups

Businesses with more than half of their owners, members, or employees belonging to the following occupational groups:

  • The Boeing Company, credit unions, and credit union service organizations.
  • Subsidiaries or affiliates currently or previously owned or operated in whole or in part by BECU, The Boeing Company, credit unions, and credit union service organizations.

Eligible Associational Groups

Businesses with more than half of their owners, members, or employees being members of, or donors to, the following associational groups:2

  • Credit Union Service Organizations (CUSO) located anywhere in the U.S.
  • Go West Foundation
  • BECU Foundation
  • University of Washington Alumni Association
  • Washington State University Alumni Association
  • KEXP
  • Sea Hawkers Central Council

Excluded Business Types

Although the following business types may be within our field of membership provided above, BECU does not currently open accounts for, or extend membership to:

  • Internet gambling businesses
  • Marijuana dispensaries
  • Money services (payday loans, check cashing, etc.)

Join BECU Online or in Person

Step 1:
Make sure your business is eligible for BECU business membership.

Step 2:
Please collect the following to apply for business membership:

  • Personal identification for all authorized signer(s).

  • Email and phone number for all authorized signer(s).

  • Business tax ID (or EIN/ITIN/SSN).

  • UBI/state registry number (refer to your business license).

  • NAICS code (locate your NAICS code).

Step 3
Ready to apply?

Questions? We're here to help. 

Mobile Phone
1-800-704-8080

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Monday-Friday, 7 a.m. to 7 p.m. Pacific Time

Saturday, 9 a.m. to 1 p.m. Pacific Time

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Set up an appointment in-person or online with a business consultant on a day and time that works best for you.
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BECU offers access to thousands of ATMs through the CO-OP Network and dozens of convenient BECU locations. Find the one nearest you.

1Establishing membership requires a Business Member Share savings account to be opened and maintained; not all applicants will qualify.

2From time to time and at BECU's sole discretion, we may donate to one of the above listed Associational Groups on behalf of the business owners or the business employees for purposes of qualifying the business for BECU business membership eligibility.