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BECU Business Low Rate Credit Card

The BECU Business Credit Card comes with one of the lowest rates in the nation.* Plus, pay no annual or cash advance fees.

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Rates as Low As

APR Effective 7/1/2024*


BECU Business Low Rate Credit Card

Variable Rate

*See Business Lending Rates for details

The BECU Business Low Rate Credit Card has no annual fee with a great low rate. Managing cash flow? Buying business supplies? Our low-rate credit card is the one you want when you need to carry a balance on your card.

A Card free from Fees

  • No annual fee.
  • Low APR.
  • No cash advance or foreign transaction fees on international purchases.

Money-Saving Features & Benefits

  • Get employee-issued credit cards with cash back earning potential.
  • Set individual spending limits.
  • Monitor and track your expenses on any BECU mobile app or online banking platform.
  • 24/7 fraud monitoring for unusual and unexpected activity.
  • $0 liability if your card is lost or stolen.*
  • Visa® Account Updater — updates your BECU credit card expiration date and account number with participating merchants.
  • Travel and emergency assistance services, plus worldwide travel-accident insurance.
  • Auto rental collision damage waiver.
  • Extended warranty — doubling the manufacturer warranty period by up to one year.

Read the Business Visa® Guide to Benefits to learn more about these added benefits.

BECU business membership is required to obtain a BECU Business Credit Card.

*Loans are subject to credit approval and other underwriting criteria and not everybody will qualify. Fees may apply. Certain conditions and restrictions apply. Business and Commercial Loan programs, terms and conditions subject to change without notice.