Visa Account Updater (VAU) is a free service that helps you avoid missed payments when your credit card expires. The VAU service updates your BECU credit card expiration date and account number with participating merchants, such as subscription services, online retailers, or utility companies.
If you'd like to opt out, you can do so by requesting this at a Neighborhood Financial Center, calling us at 800.233.2328, or sending us a message through the Secure Message Center in Online or Mobile Banking.
In partnership with Visa, BECU has introduced the Visa Account Updater program. This program is a convenient way to update your credit card information with participating merchants, helping you avoid uninterrupted card-on-file payments.
When your existing card is about to expire, BECU will send you a new one. It'll have the same card number, but a different expiration date. Once you activate your new card, the new expiration date is automatically updated with participating merchants. Cards reissued due to fraud or that are lost/stolen will not be eligible. Cards that are reported closed will also be reported closed to participating merchants.
Yes. Members can opt out by requesting this at a Neighborhood Financial Center, calling us at 800.233.2328, or sending us a message through the Secure Message Center in Online Banking.
No, as the VAU service is only available to participating merchants. To avoid potential late payments and penalties charged by merchants, be sure to verify the merchant has your most current card information.
Account information will not be updated with merchants on lost or stolen card replacements. You will need to update your card information manually.
No, participation is at the merchant's discretion. BECU does not have a merchant list. You should verify your card details are updated to ensure payments are uninterrupted.