Money Market Accounts
Give your savings a higher rate of return.
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Money Market Accounts
Earn interest and access your money anytime.
Maximize Your Everyday Savings With Rates as High as 2.73% APY1
Money Market Rates with Member Advantage¹
Money Market Rates with Member Advantage¹
Earn a higher rate of interest than a savings account.
- No monthly fees or minimum balance requirements.
- Deposits and withdrawals with no restrictions..
- Access to unlimited transactions, free checks, an ATM card, or electronic ACH payments.
Money Market Accounts Can Help Your Financial Health
Get a higher rate from a typical savings account to help you save for your next vacation or emergency fund.
Flexibility to use as a backup account to protect you from Non-Sufficient Funds and Overdraft fees.
Money Market with Member Advantage1
Effective 7/10/2026
Rate Tiers
$0-$9,999.99
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$10,000-$24,999.99
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$25,000-$49,999.99
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$50,000-$99,999.99
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$100,000-$249,999.99
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$250,000.00-$499,999.99
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$500,000+
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APY
0.35%
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2.02%
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2.32%
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2.38%
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2.48%
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2.58%
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2.73%
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APY = Annual Percentage Yield
Money Market1
Effective 7/10/2026
Rate Tiers
$0-$9,999.99
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$10,000-$24,999.99
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$25,000-$49,999.99
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$50,000-$99,999.99
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$100,000-$249,999.99
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$250,000-$499,999.99
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$500,000+
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APY
0.25%
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0.25%
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0.25%
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0.25%
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0.25%
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0.25%
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0.25%
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APY = Annual Percentage Yield
Earn More on Your CD with Member Advantage
When you have a BECU Member Advantage Checking and Savings account, you'll also enjoy higher interest rates on your BECU CDs. Learn about BECU's Member Advantage program and see the additional benefits you can receive.
Frequently Asked Questions
If you're already a BECU Member, you can open a BECU Money Market Account from your Online Banking account.
- Log into your Online Banking account.
- From the top navigation bar, select Open New Accounts and then select Begin.
- Select Money Market Account with Member Advantage or Money Market Account.
- Select Individual or Joint Account.
- Select Yes or No Thanks for Issue ATM Card, then select Continue.
- Choose how you will fund your Money Market Account by selecting the account you'll withdraw money from, and the amount you will deposit into the Money Market account.
- Confirm the amount you wish to deposit in the Money Market account and select Continue.
Yes. Becoming a BECU Member is easy, and it's free to join1.
When you become a BECU Member, you can receive the Member Advantage rates after you have met all the requirements. Learn more about Member Advantage
With Member Advantage, you'll enjoy even better earnings on your CD, IRA, and Money Market Accounts. Member Advantage also rewards you with a premium rate on the first $500 in both your checking and savings accounts.
There are several easy ways to order checks for your Money Market Account.
- In-person at any BECU location.
- Through your Online Banking account.
- Order at orderpro.deluxe.com.
- Calling Deluxe directly at 800-DELUXE1 (800-335-8931).
Please go to our How to Order Checks page to learn more about ordering new checks or putting in a reorder.
Yes. BECU Money Market Accounts are insured by the NCUA for up to $250,000.
Contact Us for Questions about BECU Money Market Accounts
*Offer available to new members aged 18 and older. ADDENDUM TO THE CONSUMER ACCOUNT DISCLOSURE Effective August 3, 2026 through September 30, 2026 This Addendum, together with the Account Agreements, Consumer Account Disclosure, your Membership Application, and any other terms and conditions that may be provided to you at account opening or from time to time thereafter, form the agreement between you and Boeing Employees' Credit Union for your Member Advantage Money Market promotional rate account. Except as expressly stated below, all other terms and conditions in the Consumer Account Disclosure continue in full force and effect.
See Addendum to the Consumer Account Disclosure
Requirements to Receive Member Advantage Money Market Promotional Rate Offer
- Open new Member Advantage Savings, Member Advantage Checking, and Member Advantage Money Market accounts between 08/03/26 through 0/9/30/26 in person at any BECU location or via Video Banking.
- Minimum opening deposit(s) totaling $50,000 or more to your Member Advantage Money Market account with all funds new to BECU1 and must be received and posted to the account no later than 09/30/2026 or the close of this promotional offer, whichever occurs first.
- All consumer and business funds currently on deposit are considered existing funds.
- All accounts are subject to Account Agreements and BECU Consumer Account Disclosure.
Promotional Rate Offer Limitations
- The promotional rate is calculated using the end-of-day posted balances of $50,000 and above and will be effective no later than the fifth business day following the business day of the deposit. The non-promotional published Member Advantage Money Market rate will apply until the promotional rate is applied.
- End of day posted balances below $50,000 will earn the non-promotional published Member Advantage Money Market rate.
- During the course of this promotional offer and in order to earn the promotional rate, all requirements for Member Advantage accounts must be maintained, as disclosed on the BECU Consumer Account Disclosure, or else the account will earn the effective non-promotional published rate.
- Offer only valid on new Member Advantage Money Market accounts opened during the effective date of this promotional offer with disclosed minimum opening balance.
- Offer end date and availability subject to change without prior notice.
- Offer not available through online or mobile channels.
Interest and APYs
- Interest is compounded monthly and paid monthly at statement cycle. Interest accrues and compounds as disclosed on the BECU Consumer Account Disclosure. The APYs displayed above are effective as of 02/09/26. Interest rates and APYs on all balance tiers disclosed above are variable and may change at our sole discretion at any time after the account is opened. Please note that if you close the account before interest is credited at the end of the statement period, you will not receive the accrued interest for that statement period.
1 Open a Member Advantage Savings Account to establish membership; not everyone will qualify.
2 Funds new to the Credit Union defined as deposit balances currently not at BECU as of 08/03/26. Draws from BECU loans do not qualify as new funds.