Certificate of Deposit Rates
APY Effective 1/1/2023*
3.56
%
APY
12 - 17 Month CD with Member Advantage
$500 - $49,999.99
3.04
%
APY
12 - 17 Month CD
$500 - $49,999.99
2.32
%
APY
36 - 47 Month CD with Member Advantage
$500 - $49,999.99
1.81
%
APY
36 - 47 Month CD
$500 - $49,999.99
BECU's fixed-rate CDs offer a variety of flexible saving options — plus good CD rates that get even better with Member Advantage.
Choose your maturity date or term
- Maturity date: Choose the date your CD will mature. Your investment will be available on the date you want it.
-
Term: Terms range from 3 months to 60 months. The CD matures at the end of the term you selected.
Low Opening Requirements of $500
Bump Certificate of Deposit
Do you like keeping tabs on financial markets and following interest rate forecasts? A 12- or 24-month Bump CD might be a good choice. These have a one-time option to increase the interest rate on your investment to the current BECU published rate for the equivalent term CD.
Add-To Option
This option lets you make additional contributions while maintaining your fixed interest rate. Also, as long as you choose the Add-To-Option, you can open a CD with as little as $100.
Earn more with Member Advantage
With Member Advantage, you can earn even more on your CD, IRA and Money Market accounts—plus a premium rate on the first $500 in both your checking and savings accounts. Learn More
| $500 - $49,999.99 | $50,000 - $99,999.99 | $100,000 + | |
|---|---|---|---|
| 12 - 17 Month CD with Member Advantage | 3.56% | 3.61% | 3.61% |
| 12 - 17 Month CD | 3.04% | 3.09% | 3.09% |
| 36 - 47 Month CD with Member Advantage | 2.32% | 2.38% | 2.38% |
| 36 - 47 Month CD | 1.81% | 1.87% | 1.87% |
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*APY = Annual Percentage Yield; rates subject to change, fees may reduce earnings. To open this account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. Early withdrawal penalties may apply. Information contained on this website does not constitute legal or tax advice. Individuals should consult with their financial adviser and/or attorney for advice.