Business Term Loans

Business Term Loans

Offering low rates and competitive fees to finance the things you need to keep your business growing

Contact Us to Apply

Rates as Low As

APR Effective 4/1/2025*

7.60
%
APR

Business Equipment-Term Loan

$10,000 - $249,999

*See Business Lending Rates for details

Apply with a Business Specialist

Or, visit a Neighborhood Financial Center

Business loans finance the things you need to keep your business growing - such as new equipment, machinery or other business needs. Our business loans offer competitive rates, low fees, and access to SBA programs to expand your financing options.

Term Loan Benefits

  • No origination fee
  • Loan-to-value up to 80%
  • Terms up to 84 months

How to Apply for a Business Loan

  1. Complete the Business Loan Application
  2. Provide a purchase order or bill of sale (signed by you and the original owner or dealer, depending where you purchased)
  3. Include collateral information - this may be the equipment description and purchase price and/ or the payoff quote, account number and lienholder contact info if you're buying or refinancing equipment from another owner

Apply by connecting with a Business Specialist, or download and bring the completed application into your nearest Neighborhood Financial Center.

If you are not already a business member and are approved for a business loan, you will be required to establish a business membership. Click to learn more about BECU Business Membership.

Business Resources

Questions? We're here to help. 

Mobile Phone
1-800-704-8080

Give us a call.

Monday-Friday, 7 a.m. to 7 p.m. Pacific Time

Saturday, 9 a.m. to 1 p.m. Pacific Time

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Make an Appointment
Set up an appointment in-person or online with a business consultant on a day and time that works best for you.
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Find a Location

BECU offers access to thousands of ATMs through the CO-OP Network and dozens of convenient BECU locations. Find the one nearest you.

BECU Business Loans are subject to business membership, credit approval, and other underwriting criteria; not everybody will qualify. Certain restrictions, including geographic restrictions, apply. Business and Commercial Loan programs, terms and conditions subject to change without notice.