Construction Loan

Construction Home Loans

Our construction loans can help you build a home from the ground up.

Make an Appointment

Construction Home Loan Rates as Low As

APR Effective 2/15/2019*


30 Year Fixed Construction

9 Month construction term


30 Year Fixed Jumbo Construction

9 month construction term


5/5 ARM Jumbo Construction

9 month construction term

*See important information about rates, fees and other costs

We provide financing throughout the construction process, from lot purchase, to construction, to home mortgage.

Programs offer an interest-only phase during construction, with conversion to a permanent mortgage once your home is completed—with no additional fees, re-qualification, or paperwork. To get started, you'll need to make an appointment with one of our construction loan experts, who will be able to help you every step of the way home.

If You're Hiring a Builder

If you're hiring a professional builder for your project, you'll want to review our Hired Builder programs:

  • Eligible for primary and second homes 
  • Up to 80% loan-to-acquisition costs or appraised value (whichever is less)

Need More Information?

Get in touch with a BECUMortgage Advisor who specializes in construction loans. We can answer your questions and help you find the construction loan that's right for you.