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Construction Loans

Make an Appointment

construction home loans

Rates as low as

APR Effective 2/23/2017*

4.739
%
APR

30 Year Fixed Construction

6 Month construction term

5.360
%
APR

30 Year Fixed Jumbo Construction

6 month construction term

4.128
%
APR

5/1 ARM Jumbo Construction

6 month construction term

*See important information about rates, fees and other costs

Doing it Your Way

We provide financing throughout the construction process, from lot purchase, to construction, to home mortgage.


Programs offer an interest-only phase during construction, with conversion to a permanent mortgage once your home is completed—with no additional fees, re-qualification, or paperwork. To get started, you'll need to make an appointment with one of our construction loan experts, who will be able to help you every step of the way home.

If you're hiring a builder

If you're hiring a professional builder for your project, you'll want to review our Hired Builder programs:

  • Eligible for primary and second homes 
  • Up to 70% loan-to-acquisition costs or appraised value (whichever is less)

If you're an owner-contractor

Doing it yourself? Our Owner-Contract plans may be for you:

  • Eligible for primary and second homes 
  • Up to 70% loan-to-acquisition costs or appraised value (whichever is less)

Need more information?

Just stop by your Neighborhood Financial Center, and we can answer your questions and help you find the construction loan that's right for you.