Mortgage construction specialist assisting a BECU member

Construction Loan Advisors

Meet with an advisor who specializes in construction lending.

Meet the Construction Loan Mortgage Advisor Team

Our experienced Mortgage Advisors will work with you and your builder every step of the way, walking you through everything from land purchase to completing your new home. We'll work with you to find financing solutions tailored for your specific needs.

Ray Batalona

Location: Everett - Seattle Hill Rd, Marysville
Phone: 425-609-5481
MLO Number: 116652

I have been working in the mortgage and lending industry since 2003, and part of the BECU family since 2014. I enjoy educating BECU members regarding the mortgage process and I take the time to answer all pertinent questions involved in financing a home.

Joe Hattendorf

Location: Everett Financial Center, Lake Stevens, Marysville - Smokey Point
Phone: 425-609-5419
MLO Number: 517664

As a BECU employee for 14 years, I combine expertise with service to help members achieve their real estate purchase and refinance goals. I truly believe in the potential of our local community and I enjoy being in a position to help others become homeowners in our beautiful state.

Randy Locke

Phone: 206-949-1187
MLO Number: 38598

Having worked with families in the Seattle area for over 30 years, I'm excited to help even more BECU members with their home financing needs. As a BECU mortgage advisor, I can offer different financing options that may be right for you, including: first-time homebuyer grants, jumbo and investment property loans and more.

By building strong relationships based on communication and compassion, I'm dedicated to offering BECU members the best possible mortgage experience from start to finish.

Ray Clark

Location: Renton - Benson, Renton - Landing, Kent - Station
Phone: 206-812-5296
MLO Number: 204084

Through my extensive background in finance, I am able to educate and advise members on mortgage programs that best meet their objectives. I assist members through the mortgage process from application to closing to deliver a seamless experience.


Location: Federal Way - Pavilions, Lacey - Hawks Prairie, Silverdale
Phone: 206-436-1248
MLO Number: 517666

I work with many types of borrowers from first time home buyers, members relocating, and those looking to refinance. I enjoy educating BECU members on the mortgage process. I take the time to answer all pertinent questions involved in financing a home.

Eric Hood

Location: Tukwila
Phone: 206-214-1526
MLO Number: 885145

With over five years in the mortgage industry, I have had the pleasure to help hundreds of members with refinancing and purchasing their dream homes. As the mortgage industry landscape continues to evolve, it is my fiduciary duty to ensure that members are guided through the process from start to finish.

Carla Kneadler

Location: West Seattle, Seattle - Queen Anne, Seattle - Roxbury
Phone: 206-462-9671
MLO Number: 446112

I have been in the banking industry for over 25 years and have a wealth of knowledge to guide members to the best products and rates possible. Education is an important part of the process, and by teaching the first-time homebuyers webinar each month, I am able to provide members with a critical education piece.

Andrew Waltner

Location: Spokane - Home Loan Center
Phone: 509-688-7794
MLO Number: 1641158

As a homeowner and multi-family investor, I can attest first-hand that purchasing real estate involves a team effort. Your mission is mine as well. My goal is to provide strength and value to your team!

Karen Rupiper

Location: Spokane - Home Loan Center
Phone: 509-321-2621
MLO Number: 1523968

I have a passion for helping others achieve the dream of homeownership. From prequalification and determining the best loan program to walking you through the buying process and closing on your new home, my priority is attention to detail.

Chris Gum

Location: Spokane - Home Loan Center
Phone: 509-321-2760
MLO Number: 1167976

My goal is to make each and every member interaction a memorable one. How do I do that? Unparalleled service.

Chad Johns

Location: Spokane - Valley
Phone: 509-321-2656
MLO Number: 1401305

I pride myself on the member-first approach, where your goals and financial matters are my priority. With my expertise, you can feel confident that the road to home or investment ownership is a simple one.

Rudy Duenas Mortgage Advisor

Location: Vancouver - Portland
Phone: 509-321-2653
MLO Number: 411990

My vast experience and knowledge have helped many people attain their dreams of homeownership. I've helped my clients improve their lives with sound financial advice, and the implementation of programs that best suit my members' needs.