Rates as Low As
APR Effective 12/1/2025*
17.24
%
APR
Business Cash Back Credit Card
Variable Rate
Special Offer: Earn $300 Cash Back
Want to get rewarded for your everyday business expenses? Apply for the Business Cash Back Credit Card today to take advantage of our limited-time offer: Earn $300 cash back offer after spending $3,000 in purchases in the first three months of account opening. Offer ends Dec. 31, 2025.
Earn 1.5% cash back on all net qualified purchases. There's no limit on how much you can earn, and no spending categories to keep track of. Your accrued cash is automatically credited to your statement every month, so it never expires or goes unused.
Straight Forward, Simple Cash Back
- Get 1.5% cash back on all purchases
- No annual or cash-advance fees
- No foreign transaction fees on international purchases
- No spending category restrictions
- Earn unlimited cash rewards
- Accrued cash is automatically credited to your statement each month
Money-Saving Features & Benefits
- Get Employee-issued credit cards with cash back earning potential
- Set individual spending limits
- Monitor and track your expenses on any BECU mobile app or online banking platform
- 24/7 fraud monitoring for unusual and unexpected activity
- $0 liability if your card is lost or stolen*
- Visa® Account Updater - updates your BECU credit card expiration date and account number with participating merchants
- Travel and emergency assistance services, plus worldwide travel-accident insurance
- Auto rental collision damage waiver
- Extended warranty - doubling the manufacturer warranty period up to one year
Read the Business Visa® Guide to Benefits to learn more about these added benefits.
Questions? We're here to help.
BECU business membership is required to obtain a BECU Business Cash Back Credit Card.
*Loans are subject to credit approval and other underwriting criteria and not everybody will qualify. Fees may apply. Certain conditions and restrictions apply. Business and Commercial Loan programs, terms and conditions subject to change without notice. See BECU Business Cash Back Credit Card Rules, Terms and Conditions. Cash back cannot be earned on cash advances, cash-like transactions, or balance transfers.
2$300 CASH BACK AFTER SPENDING $3,000 IN PURCHASES WITHIN THREE (3) MONTHS from account opening: This offer is not available to either (i) current cardholders of this credit card, or (ii) previous cardholders of this credit card who received a new cardholder bonus for this credit card within the last 12 months, (iii) individuals who currently have a Business Credit Card and switch to a Business Cash Back credit card, or (iv) to individuals who have opened a different Business Cash Back Credit Card account within the previous 12 months. You will receive the $300 cash back credit, which you must redeem, as a statement credit only. To qualify and receive your bonus, you must make purchases totaling $3,000 or more in the first three (3) months from account opening. ("Purchases" do not include balance transfers, cash advances, traveler's cheques, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers, or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, any fees of any kind, including an annual fee, if applicable.) After qualifying, please allow up to 30 days for bonus to post to your cash back balance. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.