Business Membership

Become a Business Member Today

Fill out our Business Membership Application to get started.

Join Online

Apply For BECU Business Membership

Fill out our Business Membership Application to get started.

Step 1:
Make sure your business is eligible for BECU business membership.

Step 2:
Collect your business documents.

  • Personal identification for all authorized signer(s)
  • Email and phone number for all authorized signer(s)
  • Business tax ID (or EIN/ITIN/SSN)
  • UBI number (refer to your business license)
  • NAICS code (locate your NAICS code)

Step 3:
Join online or in person.

  • Applying online takes around 30 minutes.
  • Prefer to join in person? Schedule an appointment online to join at a BECU location near you. Please come prepared with your business documents.

Questions? Give us a call at 800-704-8080.

Business Membership Eligibility

If your business is in Washington state or it's affiliated with Boeing, it's eligible for BECU business membership.

Businesses in select counties of Oregon and Idaho or with an affiliation to BECU partners may also be eligible. For more information on specific eligible counties, affiliations, and partnerships, visit the business membership eligibility page. Please ensure your business is registered with the Washington, Oregon or Idaho Secretary of State or the Washington Department of Revenue.

Business Types Not Eligible for Business Membership

  • Internet gambling
  • Marijuana dispensaries
  • Money-services (payday loans, check cashing, etc.)

A BECU Business Membership Unlocks These Great Services

Business Checking & Savings

Members pay no monthly maintenance fee and enjoy no minimum balance requirements1, with access to 30,000+ surcharge-free co-op ATMs nationwide.

Business Credit Cards

Enjoy one of the lowest credit card interest rates available, or get 1.5% cashback on all qualified purchases.2

Business Line of Credit

A Business Line of Credit can help fund short-term expenses like payroll or inventory.2 Your checking account can be linked to the Business Line of Credit to provide NSF/Overdraft Protection Linked Account Options.3

Cash Management Services

Get the tools you need to effectively manage your business, simplify your accounting, and maximize the use of available cash.

Business Vehicle Loans

Get your business rolling by financing up to 80% of your company vehicle, with low rates, terms up to 72 months, and no origination fee.2

Commercial Real Estate

Members benefit from competitive rates, low fees, and working directly with a dedicated Commercial Relationship Manager.2

Frequently Asked Questions

A BECU business member has access to accounts and services tailored for business owners, including cash management account services, merchant services, business credit cards, payroll services4, commercial real estate loans, company vehicle & equipment loans, IOLTA checking for attorneys and more.

It will take approximately one hour to open a business membership in person or online through our video banking team, or approximately 30 minutes through our digital business membership application.

If you need to open your business membership using a different form of ID, please call us at 800-704-8080 to verify if your form of ID is accepted.

Yes. If your business has additional owners, authorized signers or agents/non-authorized agents that need to be added to the account, you will be prompted to add them during the application. Any additional person(s) will need to fill out the paper application, meet with a BECU Consultant and provide a qualified form of ID.

Yes. If you would like to open additional business accounts, please visit a Neighborhood Financial Center location near you.

Give us a call at 800-704-8080, Monday – Friday, from 7 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. PST.

Looking to open a Personal Credit Union Account instead?

Visit the Join BECU page to apply for a credit union checking and savings account, and learn more about our wide range of consumer banking services.

1 Establishing business membership requires a Business Member Share savings account to be opened and maintained; not all applicants will qualify.

2 BECU Business Loans are subject to business membership, credit approval, and other underwriting criteria; not everybody will qualify. Certain restrictions, including geographic restrictions, apply. Business and Commercial Loan programs, terms and conditions subject to change without notice.

3 Business Lines of Credit subject to credit approval. Once established, if needed, funds transfers will be made to the business checking account in $100 increments (or the unused portion of the available credit limit if less than $100). Interest charges accrue from the date any credit advance or transfer is posted to your account.

4 Payroll services and related products are offered by Paychex®. Paychex is solely responsible for the delivery and quality of those products and services. BECU does not guarantee nor expressly endorse any particular product or service.