Rates as Low As
Effective 7/1/2026*
5.74
%
Business Vehicle
New Auto - 2024 or newer
6.24
%
Business Vehicle
Used Auto - 2023 and older
*$10,000 minimum financing. See Business Lending Rates for details
Limited-Time: Receive a Business Vehicle Loan Rate Discount
We've taken 1.25% off standard rates on business vehicle purchases.** Take advantage of this special offer through Sept. 30, 2026. Subject to credit approval.
Our vehicle loans* provide financing options to fit your budget, offering competitive rates, no origination fee and financing up to 80% of the vehicle purchase price.
Vehicle Loan Benefits
- New-car rates on vehicles up to 2 years old
- Loan-to-value up to 80%
- No origination fee
- Terms up to 72 months
- Autos, small vans and small trucks qualify
How To Apply For a Business Vehicle Loan
- Complete the Business Loan Application
- Select in-state vehicle (must be purchased within Washington state) when applying for a vehicle loan
- Provide a purchase order or bill of sale (signed by you and the dealer)
- Include collateral information - this may be a copy of the vehicle registration and/or other documents as requested by your Business Specialist
Apply by connecting with a Business Specialist, or download and bring the completed application into your nearest Neighborhood Financial Center.
If you are not already a business member and are approved for a business loan, you will be required to establish a business membership. Click to learn more about BECU Business Membership.
Business Resources
Questions? We're here to help.
*BECU Business Loans are subject to business membership, credit approval, and other underwriting criteria; not everybody will qualify. Certain restrictions, including geographic restrictions, apply. Business and Commercial Loan programs, terms and conditions subject to change without notice.
**Certain restrictions, including geographic restrictions, apply. Advertised rates effective July 1, 2026, and are subject to change. Business Vehicle Loans may qualify for 1.25% reduced rate. BECU Business Lending rate document reflects the lower Business Vehicle rates. Must apply by September 30, 2026, and loan must close by October 31, 2026.