Rates as Low As
Effective 12/1/2025*
7.99
%
Business Vehicle
New Auto - 2023 or newer
8.49
%
Business Vehicle
Used Auto - 2022 and older
*$10,000 minimum financing. See Business Lending Rates for details
Special Business Vehicle Loan Rates
Need a vehicle to get your business moving? For a limited time, members can receive up to 0.50% off published rates on new business vehicle loans.** Offer ends Dec. 31, 2025.
Our vehicle loans provide financing options to fit your budget, offering competitive rates, no origination fee and financing up to 80% of the vehicle purchase price.
Vehicle Loan Benefits
- New-car rates on vehicles up to 2 years old
- Loan-to-value up to 80%
- No origination fee
- Terms up to 72 months
- Autos, small vans and small trucks qualify
How To Apply For a Business Vehicle Loan
- Complete the Business Loan Application
- Select in-state vehicle (must be purchased within Washington state) when applying for a vehicle loan
- Provide a purchase order or bill of sale (signed by you and the dealer)
- Include collateral information - this may be a copy of the vehicle registration and/or other documents as requested by your Business Specialist
Apply by connecting with a Business Specialist, or download and bring the completed application into your nearest Neighborhood Financial Center.
If you are not already a business member and are approved for a business loan, you will be required to establish a business membership. Click to learn more about BECU Business Membership.
Business Resources
Questions? We're here to help.
BECU Business Loans are subject to business membership, credit approval, and other underwriting criteria; not everybody will qualify. Certain restrictions, including geographic restrictions, apply. Business and Commercial Loan programs, terms and conditions subject to change without notice.
**To qualify for 0.50% rate reduction, the six-month average balance in a BECU business deposit account must be equal to or greater than $10,000. 0.25% rate reduction if the six-month average balance in a BECU business deposit account is less than $10,000, balances have been open less than six months, or for new BECU business members.