Insurance Planning


Insurance planning plays an important role in any sound financial plan.

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BECU Investment Services

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Things happen. That's why insurance planning plays such an important role in any sound financial plan.

Insurance planning is a key part in retirement and estate solutions by providing income, tax deferred growth and estate strategies. The Financial Advisors* at BECU Investment Services can show you a range of strategies aimed to help protect you and the people you care about from the consequences of accidents, illnesses, disability and death.

Types of Insurance

Life Insurance

Aims to protect your loved ones against the loss of your income if something happens to you.

Annuities (Fixed, Variable & SPIAs)

Can provide a steady income during retirement years.

Long-term Care

Seeks to protect those you care about from the financial, physical and emotional burdens of paying for long-term assistance if you need it.


Can replace a portion of your income in the event of illness or injury that impacts your ability to work.

Seeks to protect those you care about from the financial, physical and emotional burdens of paying for long-term assistance if you need it.

Risk Management

All too often, people find they are under insured because they either didn't purchase enough coverage from the start, or didn't properly adjust their coverage over time. That's why, even if you already own one or more insurance policies, it's important to regularly review your insurance holdings. Our Financial Advisors can develop strategies to help you manage your risk against catastrophic losses and recommend the solution that's most appropriate for your specific needs and goals.

Direct Access to Local Professionals

Read more about our team of knowledgeable and experienced advisors and contact any of us directly to set up your complimentary consultation.

Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value. This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor
is it intended as any financial or tax advice. Guarantees are based on the claims paying ability of the issuing company.

*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. BECU and BECU Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using BECU Investment Services, and may also be employees of BECU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, BECU or BECU Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value

Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please read the LPL Financial Relationship Disclosure more detailed information.

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.