a man and woman standing in front of a rv

RV Loans

Get the RV you want at a rate you can afford.

RV Loan Rates as Low As

APR Effective 6/4/2024*


Recreational Vehicle

*See important information about rates, fees and other costs (.pdf)

If you've been dreaming about spending your free time camping in comfort, we have great loans to help you with that. We have RV financing with no application fees, flexible repayment terms, and easy online account access.

Get BECU RV Financing, Right at the Dealership

When you find the RV of your dreams, you can apply for a BECU loan at the dealership—just ask for BECU RV financing. You'll get great BECU rates, with the convenience of one-stop shopping at the dealership. Make sure you're a current BECU member before applying for financing at the dealership.**

Learn about financing at the dealership (PDF)

Use our Loan Checklist (PDF) when shopping for your RV

Thinking of Refinancing Your RV?

If you already have a RV, you can take advantage of great BECU rates when you refinance. Compare loan options with our RV loan guide. For more information on RV loan refinancing, visit a BECU Neighborhood Financial Center.

Use our calculators to figure your RV payments and determine your best loan option.

Earn a Better Rate

We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest rate). We'll update your APR and let you know.

Researching Your Purchase?

BECU partners with AutoSMART, a service provided by Credit Union Direct Lending (CUDL) that helps you locate dealers, view new and used RVs, research trade-in values, get a vehicle history check, and more.

Loan Payment Protection Program

The Loan payment protection program (LPP) provides financial assistance during times of hardship. LPP is an optional benefit offered through BECU.

  • Provides minimum monthly [credit card] payments in case of involuntary job loss, disability or loss of life
  • Monthly program cost is based on loan balance and package options

To apply, call us at 800-233-2328 and ask about getting LPP added to your loan. View the Consumer Loan Payment Protection Contract.

**Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify.