RV Loan Rates as Low As
APR Effective 3/1/2026*
6.99
%
APR
Recreational Vehicle
*See important information about rates, fees and other costs (.pdf)
Lower RV Loan Rates for a Limited Time
Apply for and purchase an RV, camper or trailer during our Spring RV Event and you could receive a 0.25% APR discount.1 Rates without the discount range from 6.99% to 18.00% APR.
To receive the discount, apply for your RV loan and purchase your RV in person at a participating dealer March 6–15. Learn more about the Spring RV Event.
RV Financing for Campers, Motorhomes and Travel Trailers
Finance new or used RVs with competitive RV loan rates and flexible repayment options that fit your budget.
How To Apply for a BECU RV Loan
Apply for an RV Loan Online
Apply for your BECU RV loan anytime, anywhere — it's quick and easy. Our secure online application takes just minutes to complete. Have your income and employment information ready, and if you're purchasing a specific RV, include the year, make, model and purchase price.
Apply by Phone or at a Location
Drop by a location, or schedule a time to talk to a BECU member consultant or give us a call at 844-BECULOAN (844-232-8562).
Apply for a BECU RV Loan at the Dealership
When you find the RV of your dreams, you can apply for a BECU loan at the dealership — just ask for BECU RV financing. You'll get great BECU rates, with the convenience of one-stop shopping at the dealership. Make sure you're a current BECU member before applying for financing at the dealership.2
Learn about financing at the dealership (PDF)
Use our Loan Checklist (PDF) when shopping for your RV
Refinance an RV Loan With BECU
If you already have a RV, you can take advantage of great BECU rates when you refinance. Compare loan options with our RV loan guide. For more information on RV loan refinancing, visit a BECU Neighborhood Financial Center or give our team a call at 800-233-2328.
RV Loan Calculator and Payment Estimator
Use our calculators to estimate your RV payments and compare loan options to find the best fit for your budget.
Lower Your RV Loan Rate Over Time
We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest rate). We'll update your APR and let you know.3
RV Buying & Financing Resources
Researching Your Purchase?
BECU partners with AutoSMART, a service provided by Credit Union Direct Lending (CUDL) that helps you locate dealers, view new and used RVs, research trade-in values, get a vehicle history check, and more.
RV Loan Payment Protection Program
The Loan payment protection program (LPP) provides financial assistance during times of hardship. LPP is an optional benefit offered through BECU.
- Provides minimum monthly [credit card] payments in case of involuntary job loss, disability or loss of life
- Monthly program cost is based on loan balance and package options
To apply, call us at 800-233-2328 and ask about getting LPP added to your loan. View the Consumer Loan Payment Protection Contract.
1Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. RV Event Promotion discount of 0.25% APR in effect from March 6-15, 2026 at participating dealers. Rates are based on an evaluation of credit history and other factors specific to your loan (such as loan term, age of collateral, loan-to-value, loan amount) and may be higher than the lowest rates advertised. Your final APR may differ from your loan interest rate due to additional fees that may apply. Gas RVs not to exceed 75,000 miles. Loan application must be received between March 6-15, 2026. Loan program offered including rates, terms, and conditions are subject to change without notice. Advertised 0.25% APR discount expires March 15 and must be processed via BECU's Indirect Dealer Lending channel. Dealer fees may apply. For current rates, visit www.becu.org/rv.
2AutoSMART services provided by Credit Union Direct Lending and is not affiliated with BECU. BECU specifically disclaims all warranties with regard to dealers' products and services. Dealer fees apply. Loan program offered including rates, terms, and conditions are subject to change without notice. BECU makes no warranty of merchantability or warranty of fitness for a particular purpose with regard to participating dealer products and services and specifically disclaims all other warranties with regard to such properties.
3With a reprice, your rate cannot drop below the lowest current published rate. Loan products available for this benefit may change at any time, the reprice program may end at any time, and we may not be able to lower your rate with each evaluation.