Business Line of Credit

Business Line of Credit

Flexible operating lines to help prepare you for the changing needs of your business

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Rates as Low As

APR Effective 9/1/2023*


Unsecured Line of Credit

$2,500 - $9,999.99


Unsecured Line of Credit

$10,000 - $100,000

*See Business Lending Rates for details

Need short-term cash for business purchases or a better way to manage cash flow? A BECU Business Line of Credit offers secured and unsecured options that can provide NSF/Overdraft Protection and charges zero interest until you draw on the line.

Benefits & Features

  • Low, competitive variable rates: No interest charges until you draw on the line of credit
  • $0 origination fee
  • Competitive annual fee
  • Secured and unsecured options
  • NSF/Overdraft Protection

How to Apply

  1. Decide how much you need.
  2. Complete the Business Line of Credit application. For credit requests of $50,000 or greater, complete the Business Loan application.
  3. Be prepared with additional documents detailing your business's financial and tax history.

Make an appointment to apply, or download and bring the completed application into your nearest BECU location.

If you're not already a business member and are approved for a business line of credit, you will be required to establish a business membership. Click to learn more about BECU Business Membership.

Loans are subject to credit approval and other underwriting criteria and not everybody will qualify. Fees may apply. Certain restrictions apply. Business and Commercial Loan programs, terms and conditions subject to change without notice.