Personal Line of Credit

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Personal Line of Credit

Rates as low as

APR Effective 6/1/2017*

8.90
%
APR

Personal Line of Credit

*See important information about rates, fees and other costs

A line of credit that’s always got your back

Having a revolving personal line of credit can give you peace of mind and flexibility when you need it. Tied to your personal checking account, a personal line of credit gives you overdraft protection with no annual fees or transfer fees. And funds become available again as you pay down your balance.

Make the right choice for you

Not sure if a personal line of credit is right for you? Come see us and we'll discuss your options.

Make an appointment

Do the math on debt consolidation

Use our easy tool to see how much you could save by consolidating your debts – including auto loans, credit cards and more – at a potentially lower interest rate.

Evaluate and compare your debt consolidation options

Earn a better rate

We periodically evaluate the credit rating of each member who has a credit card, personal line of credit, personal loan, auto loan, boat loan or RV loan with BECU. If you've improved your credit score sufficiently and your account is in good standing, you may earn a better rate (if you're not already receiving our lowest rate). We'll update your APR and let you know.

Protect your family, and your loan

Want to protect your family if you temporarily can't make your loan payments? Consider Loan Payment Protection. Protection is an optional program that may help safeguard your family financially if you're injured or lose your job. 

  • Package options include: life, disability and involuntary unemployment 
  • The cost is based on the package options you choose and your monthly outstanding loan balance 

After financing is complete you may add Loan Payment Protection to your loan by calling us at 800-233-2328 or by visiting a BECU Neighborhood Financial Center.