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Deposit Interest Rates

View BECU's current interest rates for checking, saving, CDs, IRAS and money market accounts.

Checking and Savings Interest Rates

Checking with Member Advantage
4.07
%
APY
Member Advantage Checking
On the first $500
APY Effective 9/1/2023
Checking
0.10
%
APY
Checking
APY Effective 9/1/2023
Savings with Member Advantage
6.17
%
APY
Member Advantage Savings
On the first $500
APY Effective 9/1/2023
Savings
0.50
%
APY
Member Share and Savings
APY Effective 9/1/2023
Early Saver
6.17
%
APY
Early Saver
On the first $500
APY Effective 9/1/2023
Early Saver
0.50
%
APY
Early Saver
$500.01+
APY Effective 9/1/2023

Certificate of Deposit (CD) Interest Rates

12-17 Month CD with Member Advantage
3.56
%
APY
12 - 17 Month CD with Member Advantage
$500 - $49,999.99
APY Effective 9/1/2023
12-17 Month CD
3.04
%
APY
12 - 17 Month CD
$500 - $49,999.99
APY Effective 9/1/2023
36-47 Month CD with Member Advantage
2.32
%
APY
36 - 47 Month CD with Member Advantage
$500 - $49,999.99
APY Effective 9/1/2023
36-47 Month CD
1.81
%
APY
36 - 47 Month CD
$500 - $49,999.99
APY Effective 9/1/2023
24 Month IRA CD with Member Advantage
2.73
%
APY
24 Month IRA CD with Member Advantage
$500 - $49,999.99
APY Effective 9/1/2023

Money Market Interest Rates

Money Market with Member Advantage
2.78
%
APY
Money Market with Member Advantage
$10,000.00 - $49,999.99
APY Effective 9/1/2023
Money Market
2.02
%
APY
Money Market
$10,000.00 - $49,999.99
APY Effective 9/1/2023