Deposit Interest Rates

View BECU's current interest rates for checking, saving, CDs, IRAS and money market accounts.

Checking and Saving Interest Rates

Checking with Member Advantage
4.07
%
APY
Member Advantage Checking
Up to $500
APY Effective 1/1/2019
Checking
.05
%
APY
Checking
APY Effective 1/1/2019
Saving with Member Advantage
6.17
%
APY
Member Advantage Savings
Up to $500
APY Effective 1/1/2019
Saving
.10
%
APY
Member Share and Savings
APY Effective 1/1/2019
Early Saver with Member Advantage
6.17
%
APY
Early Saver with Member Advantage
Up to $500
APY Effective 1/1/2019
Early Saver
0.10
%
APY
Early Saver
$500.01+
APY Effective 1/1/2019

Certificate of Deposit (CD) Interest Rates

CD 12-17 Month with Member Advantage
1.41
%
APY
12 - 17 Month CD with Member Advantage
$500 - $49,999.99
APY Effective 1/1/2019
CD 12-17 Month
.85
%
APY
12 - 17 Month CD
$500 - $49,999.99
APY Effective 1/1/2019
CD 36-47 Month with Member Advantage
3.04
%
APY
36 - 47 Month CD with Member Advantage
$500 - $49,999.99
APY Effective 1/1/2019
CD 36-47 Month
2.48
%
APY
36 - 47 Month CD
$500 - $49,999.99
APY Effective 1/1/2019
IRA CD 24 Month with Member Advantage
1.92
%
APY
24 Month IRA CD with Member Advantage
$500 - $49,999.99
APY Effective 1/1/2019

Money Market Interest Rates

Money Market with Member Advantage
.75
%
APY
Money Market with Member Advantage
$10,000.00 +
APY Effective 1/1/2019
Money Market
.25
%
APY
Money Market
$10,000.00 - $49,999.99
APY Effective 1/1/2019