Deposit Interest Rates

View BECU's current interest rates for checking, saving, CDs, IRAS and money market accounts.

Checking and Savings Interest Rates

Checking with Member Advantage
4.07
%
APY
Member Advantage Checking
On the first $500
APY Effective 12/1/2024
Checking
0.05
%
APY
Checking
APY Effective 12/1/2024
Savings with Member Advantage
6.17
%
APY
Member Advantage Savings
On the first $500
APY Effective 12/1/2024
Savings
0.35
%
APY
Member Share and Savings
APY Effective 12/1/2024
Early Saver
6.17
%
APY
Early Saver
On the first $500
APY Effective 12/1/2024
Early Saver
0.35
%
APY
Early Saver
$500.01+
APY Effective 12/1/2024

Certificate of Deposit (CD) Interest Rates

12-17 Month CD with Member Advantage
4.00
%
APY
12 - 17 Month CD with Member Advantage
$500+
APY Effective 12/1/2024
12-17 Month CD
3.50
%
APY
12 - 17 Month CD
$500+
APY Effective 12/1/2024
36-47 Month CD with Member Advantage
2.20
%
APY
36 - 47 Month CD with Member Advantage
$500+
APY Effective 12/1/2024
36-47 Month CD
1.70
%
APY
36 - 47 Month CD
$500+
APY Effective 12/1/2024
24 Month IRA CD with Member Advantage
2.45
%
APY
24 Month IRA CD with Member Advantage
$500 - $49,999.99
APY Effective 12/1/2024

Money Market Interest Rates

Money Market with Member Advantage
2.68
%
APY
Money Market with Member Advantage
$10,000.00 - $49,999.99
APY Effective 12/1/2024
Money Market
1.26
%
APY
Money Market
$10,000.00 - $49,999.99
APY Effective 12/1/2024