Deposit Interest Rates
View BECU's current interest rates for checking, saving, CDs, IRAS and money market accounts.
Checking with Member Advantage
3.04
%
APY
Member Advantage Checking
On the first $500
APY Effective 1/22/2026
Savings with Member Advantage
5.12
%
APY
Member Advantage Savings
On the first $500
APY Effective 1/22/2026
12-17 Month CD with Member Advantage
2.40
%
APY
12 - 17 Month CD with Member Advantage
$500+
APY Effective 1/22/2026
36-47 Month CD with Member Advantage
1.95
%
APY
36 - 47 Month CD with Member Advantage
$500+
APY Effective 1/22/2026
24 Month IRA CD with Member Advantage
2.10
%
APY
24 Month IRA CD with Member Advantage
$500 - $49,999.99
APY Effective 1/22/2026
Money Market with Member Advantage
2.17
%
APY
Money Market with Member Advantage
$10,000.00 - $24,999.99
APY Effective 1/22/2026
Money Market with Member Advantage
2.48
%
APY
Money Market with Member Advantage
$100,000 - 249,999.99
APY Effective 1/22/2026
Money Market
0.75
%
APY
Money Market
$10,000.00 - $24,999.99
APY Effective 1/22/2026
Money Market
1.21
%
APY
Money Market
$100,000.00 - $249,999.99
APY Effective 1/22/2026