Business owner sitting at his office desk

Business Online Wire Transfers

An easy and efficient way to send funds domestically.

Request Access

Send money from the convenience of your home or office through online domestic wire transfers. Access the online wires system through your Business Online Banking profile.

Features and Benefits | Initiate a Wire Payment | Additional Services | FAQs | How-to Videos

Features and Benefits

  • Send one-time or recurring wire transfers.
  • Manage your payees within the online system.
  • Save and edit templates for easy repeated wires.
  • Set up and automate recurring wire payments.
  • Access the wire transfer system 24/7.
  • Monitor wire activity with email or text alerts.
  • Security features including dual control, wire limits and two-factor authentication.
  • Save time using domestic online wires vs. wires processed over the phone or in person.1

Initiate a Wire Payment

Step 1: Request access to business online wires by completing the online request form. You may also visit a BECU location near you to fill out and submit a paper domestic wires request form.

Step 2: Once set-up, sign into Business Online Banking.

Step 3: Set up at least two users in Administration > User Management who can draft and/or approve wires (required for Dual Control).2

Step 4: Wire Drafter: In the menu, select Cash Management > External Payments.

Step 5: Click, New Payment then select Domestic Wire.

Step 6: Add Payee information.

Step 7: Finalize wire draft.

Step 8: Wire approver: In the menu, select Transactions/Activity Center.

Step 9: Select Wire then click Approve and Confirm.

Additional Services

Frequently Asked Questions

There is a $20 fee for an online wire transfer.

Currently, you can only send domestic wire transfers.

Wires received by 1 p.m. Pacific Time are processed the same day. Wires received after 1 p.m. PT or on a weekend or holiday will be processed the next business day.

Yes, there is a dollar limit on online wires, but wire transfer limits may vary. Please contact a business representative at 800-704-8080 to learn more.

To enroll in online wire transfers, please contact a business representative at 800-704-8080.

How-To Videos

Refer to the BECU Business Cash Management Services Disclosure (PDF) for fee structure.

1BECU does not charge a monthly fee for these services, but an outgoing wire fee will be applied per wire. Other financial institutions that process the incoming wire may also charge a fee. BECU does not charge a fee for incoming wires or returned wires. The outgoing wire fee will post as a separate transaction and will debit from the same account that the wire is drawn from. To learn more about fees, please refer to the BECU Business Cash Management Services Disclosure (PDF).

2Dual Control is a risk mitigation feature that requires a different drafter and approver for ACH transactions.