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Zero Balance Accounts

A Zero Balance Account is an effective way to manage daily activity in multiple accounts.

Simplify your business accounting with a Zero Balance Account (ZBA). These accounts work best for businesses with multiple locations or those that require separate tracking of accounts payable and receivables.

Features & Benefits

  • Establish an account hierarchy by allowing multiple sub-accounts to roll up to a master account.
  • Reduce overdrafts by automatically moving funds from the master account to the sub-accounts.
  • Minimize excess balances in sub-accounts by consolidating funds each evening in the master account.
  • Reset your sub-account balances to zero automatically each evening.
  • Track and monitor activity easily and efficiently in each sub-account.
  • Eliminate time spent on manually funding sub-accounts with the automatic-transfer feature.
  • View detailed account statements showing each check or deposit, and clear audit trail on all transfer activity to and from each sub-account.

How to Get Started

Connect with a Business Relationship Manager to get started.

See the Business Cash Management Account Services Disclosure (PDF) for complete fee information.

A BECU Business Member share Savings account is required to establish membership; not all will qualify. BECU Business Analyzed Checking account required.