How BECU Helps Grow Your Business hero

How BECU Helps Grow Your Business

Offering fewer fees and a growing number of resources dedicated to helping you meet your goals, BECU is an ideal place to take your business banking – whether you’re an entrepreneur with a great idea or a well-established pillar of the community.

It's no secret that your business can't survive if your customers make a single purchase and never come back. Instead of a simple one-and-done transaction, you'd like to get to know your customers, get a sense of what they like, and how your products can make their lives easier. As the relationship grows over time, you earn happy, repeat customers who prefer your business over competitors.

The relationship between your business and your bank should follow this example. Getting a low rate on a small business loan to start financing your own business is great and all, but that's just the start. If the institution doesn't offer the products, services and support to grow with your business after you sign on the dotted line, you aren't getting everything you need. 

At BECU, not only do we offer your business just that, but we're also built to scale with how your business grows over time. Helping you get off the ground with a loan is just the start – we want you to know that when you bring your business banking to us, it's anything but a one-and-done transaction. It's a relationship, and we want to make it as beneficial as possible. 

So, how do we fulfill this promise? Take a look.

  • Flexible business checking accounts. We offer two business checking options,  Basic and Interest,  that provide the flexibility to best match the speed of how you manage your operations. Both account options include zero monthly maintenance fees with differing transaction thresholds before a small fee is applied. Transaction thresholds are based on your average balance of combined deposits and outstanding loan and line of credit accounts. The bigger your relationship with us, the more transactions you get free per month.

  • Low rates. Our business credit card and loan products have rates that easily beat those offered by most commercial banks. And forget about fees – we charge no origination fees on our business loans, whether you need a business vehicle, equipment, or get-off-the-ground funding. With our credit cards, you pay no annual or cash advance fees. We also never charge a foreign transaction fee on purchases you make internationally. Need to issue employee credit cards? You can, and even cap spending limits that you designate. Plus, use Online Banking for free 24/7 access to monitor the activity of each card. 

  • Powerful partnerships. By partnering with best-in-class providers to offer payment processing and payroll solutions, we can provide business members the services and support for almost any challenge. We work with Paychex® to set up your payroll processing needs, and partner with industry leader First Data® to offer a variety of payment acceptance solutions, including the ability to receive merchant payments directly deposited into your BECU checking account the next business day. 

  • An emphasis on technology. We make the lives of business owners easier by providing enhanced technology and services that are both intuitive and powerful; services such as mobile and online banking, which makes it easy to bank from virtually anywhere, as well as online deposits, allowing business members to deposit checks from their office. If you're always finding yourself depositing multiple checks at a time, you'll love our High-Speed Online Deposit scanner, which allows you to deposit up to 30 checks at once.


  • Business Expertise. Got a complex business issue you aren't sure about? We have a team of dedicated business experts that are here to provide you with solutions for tomorrow's opportunities. Just make an appointment (or stop on by!) any Neighborhood Financial Center  for free expert advice on anything from just starting out and growing to expansion or even succession planning. At BECU, we care more about our relationship than the transaction. We'll never try to sell you something you don't need. 

  • Rapid, continued growth. In 2014, we had roughly 23,000 business members banking with us. At the start of 2018, that number has risen to 47,000, nearly doubling in less than four years. Not only are credit unions growing quickly in the western US, but according to the Credit Union Times, BECU leads that charge with 1.1 million total members.

By investing in these resources, we're investing in your success – and that's our first priority. Paired with our rapid growth and deep local market knowledge, we're in a great position to grow alongside you. After all, isn't that the key to a healthy relationship?

Get started on a BECU business account quickly and easily by visiting becu.org/businessmembership.