Online and Mobile Banking will be unavailable for planned system maintenance this Saturday, April 29 from 10:00 PM until approximately 6:00 AM Sunday, April 30 We apologize for any inconvenience this may cause.

Classroom Presentations

At this time, in-person presentations are offered only in Western Washington.

High School Presentations

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Banking is important to understand because participation in banking services is typically one's first exposure to the financial world. Most often we depend on credit unions to safeguard our money so it's helpful to understand what they're doing with our money and how keeping our money in a credit union can be beneficial. In this presentation we introduce financial institutions, how they work and how students can utilize them in managing their money.

Course Objectives:

  • Be able to explain the difference between banks and credit unions 
  • Understand how to choose the right bank or credit union for you 
  • Understand the benefits and services that financial institutions provide 
  • Understand how to avoid banking fees 
  • Learn how to calculate the different types of interest


Budgeting is the foundation of personal financial planning. Budgeting allows us to manage our money by tracking our income and expenses. Since every person is different, it is important to know how to create a budget that can be used for our own specific needs. Students put this into practice via Reality Check, a simulation that requires students to live within their monthly salary while creating a realistic budget based on a series of choices such as housing, transportation, clothing and food.

Course Objectives:

  • Understand the primary components of a budget and how one can be created/ maintained 
  • Understand the different types of income and how taxes apply 
  • Understand how to budget for expenses and the difference between variable and fixed expenses 
  • Understand how short-term and long-term financial goals are set and utilized 
  • Learn tips to keeping your budget relevant

In today's economic society it would be rare to not use credit to pay for things such as online or large purchases, car repairs or emergency situations. Credit can be an overwhelming topic, but understanding credit is critical in responsible management of one's finances. Armed with a few key concepts, however, student can proactively and successfully manage their credit.

Course Objectives:

  • Understand what credit is, how it works and why you need it 
  • Understand the different ways of establishing credit 
  • Learn your responsibilities as a borrower 
  • Understand how to monitor credit using a credit report and credit score 
  • Understand loans and credit cards and how to borrow responsibly

Investing is an excellent way to build wealth and achieve your financial and life goals. The Investing section of this guide and accompanying classroom session will help students to understand the key concepts of investing and simulate the stock market using a game to track performance, based on fictitious market fluctuations and examples of market risk. 

Course Objectives:

  • Understand what investments are and how they can help you to achieve your financial goals 
  • Understand risk vs. return and diversification 
  • Learn about common types of investments 
  • Understand common options for retirement savings 
  • Learn what kind of investor/saver you are and the pros and cons of each type

Many times individuals feel that they are paying money into insurance policies, but not getting their fair share back. This is not how insurance should be viewed. Purchasing insurance is a way to manage risk. In this presentation, students will learn about the different types of insurance and how they apply in real life, along with the major decisions that have to be made when purchasing insurance policies.

Course Objectives:

  • Understand what insurance is, why you need it and how it works 
  • Learn what insurance premiums are and how they are determined 
  • Know what liability coverage is and how it applies to auto and renters/home insurance policies 
  • Be able to explain types of insurance and when they apply in real life 
  • Understand insurance contracts and the major decisions that have to be made when purchasing policies

College and Adult Presentations

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We'll help participants identify their goals and create a spending plan based on their current spending. Participants receive an overview of creative budgeting techniques that will help them design their own personal budget.

It's important to make sure your credit report contains accurate information. We'll show participants what to look for in their credit report, how to identify errors and what you should do if you find them.

If debt is weighing you down, this seminar can help. Learn how to prioritize your debts, identify spending issues and create a payment plan you can live with. You'll walk away with skills and techniques to manage your debt and pay it off.

One of our most popular presentations, this informative session covers everything first-time home buyers need to know—from developing a budget and getting pre-qualified, to applying for a mortgage, presenting your offer, going through appraisal and inspection process and more.