Building Credit & Managing Debt

Get tips to build credit and reduce debt. Learn practical and empowering strategies to improve your financial health and achieve your goals.

Browse the Blog
Browse the BlogClose

How To Raise Your Credit Score

Two young women smile as they look at a phone together. The woman on the left is pointing at the phone as the other holds it. They are outdoors and there are trees in the background.

Learn how to raise your score and improve your financial health.

Credit vs. Debit Card Options for Kids

Mother holding a mobile phone sits next to her child who is holding a credit card. They are sitting at a table, smiling. A large green plant is in the background.

Learn how to help build kids’ credit and teach them about managing finances.

Why Did My Credit Score Drop? 11 Reasons

Illustration of a credit score gauge. A person is sweating from the effort of pulling on the indicator needle, like it's a lever, to move their credit score up.

Learn about these common credit-score setbacks and how to improve your score.

How To Use a Secured Card To Build Credit

A woman is smiling and handing her card to pay her bill at a restaurant. In front of her is a card reader and a figure's hand reaching for her card. In the background are two women talking. The background is a restaurant setting with a bar in the back.

Learn how you can use a secured credit card to help improve your credit.

What Is a Secured Credit Card?

This image is a close up of someone paying for a transaction with a BECU visa credit card. One person's hands are on their wallet, and the other persons hands are inserting the credit card into a wireless point of sale card reader. They are at what appears to be a wood countertop.

Learn how secured credit cards work and how they can help you build credit.

How To Pay off Credit Card Debt

Two smiling men sit shoulder-to-shoulder in front of a laptop and look over a paper document together.

Get tips for paying off debt and saving for the future.

4 Tips to Manage Debt and Loan Payments During COVID-19

Counting money

Get advice on how to approach debt and loan payments during the pandemic.

Meet Terri - She Wants You to Check Your Credit

Meet Terri – She Wants You to Check Your Credit

She shares her favorite financial advice.
Load More

Take a Fresh Look at Your Debt This Spring

Piggy bank in a meadow

Check out the debt consolidation tools available to BECU members.