Budgeting & Savings Tips

Learn how to track and manage expenses, create a budget and save for your financial goals.

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Grocery Inflation: Rising Costs and How To Save

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Learn which grocery items cost more and what you can do to save money.

How To Save Money

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Learn smart ways to save more money.

Emergency Funds: Your Financial Safety Net

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Learn what an emergency fund is, why you need one and how much you should save.

Create a More Affordable Life in 8 Steps

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Tips to stretch your budget when life becomes less affordable.

Year 1 Baby Costs: More Than You Think

Two adults sit on the floor with a young child while one adult cradles a newborn, all seated closely together.

Prepare for necessary and optional costs in the first year of your baby's life.

How To Budget as a Couple

A couple seated in an airport terminal with a plane visible through the window behind them. The man wears a Seahawks 12th Man jersey, and the woman wears a blue sweater.

Learn about budgeting methods, tools and common spending patterns for couples.

How To Talk to Your Partner About Finances

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Learn how to be a better financial communicator with your partner.

Joint Accounts: Pros and Cons for Couples

A couple is looking at paperwork in their kitchen. A woman is holding paperwork in her hand while her other hand is rested on her chin in a thinking posture. The man is behind her and is also looking at the paper with one of his hands on his hip. They are in a indoor kitchen setting. The woman appears to be sitting at a kitchen counter, while the man is standing. There are two mugs on the countertop and a computer is open as well.

Learn about co-managing finances with your partner using a joint account.
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How Do Couples Split Bills?

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Explore ways to manage shared expenses with your partner.

11 New Year Financial Resolutions for 2026

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Take steps to set and meet your financial goals in 2026.

11 Ways To Save in the 2025 Holiday Season

A couple are shopping and smiling as they look into a window together. The two are wearing winter clothes. Both are wearing scarves and are shopping indoors in a mall-like setting.

Enjoy a budget-friendly 2025 season with our holiday spending and savings tips.

How To Maximize Your Charitable Donations

A woman stands in a warehouse, holding a bag filled with clothes, ready to sort or donate the items inside.

Get tips for making the most of your donation dollars and time.

9 Great Ways To Save for College

A father and son stand in front of a house. The son holds a box filled with personal belongings, suggesting he may be moving out.

Learn how different accounts can help you save for college.

What Is a Credit Union?

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How credit unions work to provide services to members.

Estate Planning: Tasks and Tips To Get Started

Man and woman and sitting close together across from another woman. The man is reading a sheet of paper and the woman on the left is smiling at the woman on the right.

Get tips on wills, power of attorney, executors and more.

NCUA vs. FDIC: Protecting Your Money

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Learn how your accounts are covered at insured credit unions and banks.
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Teaching Teens About Money

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Learn about how to talk to teens about money matters.

AI and the Future of Personal Finance

A headshot of BECU employee Nadim Homsany. He's posed outside and is wearing a dark blazer and checkered shirt.

How Gen AI tools could help provide rapid and personalized financial guidance.

7 Account Alerts You Should Set Up

A woman smiles while looking down at her phone. To the right is a pop-up illustration of a BECU banking alert. The notification says, " $100.00 (ATM Transfer Credit From Sa...) was deposited into your XXXX * Checking Account."

Learn how account alerts can help you better manage your money.

Budget-Friendly Vacations in Washington

A couple in helmets biking on a trail, enjoying the outdoors together. In the background is a mountain view, trees and blue sky. The two are both wearing sunglasses.

Explore Washington on a budget with these vacation ideas.

How Automatic Savings Plans Help You Save

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New approaches to saving money can help you save more and hit savings goals.

How To Budget on a Fixed Income

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Smart tips to stretch your money on a fixed income.

How To Adjust Your Budget for Inflation

A woman sits at her kitchen table reading a receipt she is holding in one hand. She is holding an apple in the other hand. A paper bag of groceries is on the table next to her.

Learn how to adapt your budget when prices are high.

30 Tips To Get Financially Fit

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Get a month's worth of daily tips to build your money-managing muscles.
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9 Steps To Plan for Financial Uncertainty

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Manage money anxiety with this financial review and roadmap.

How To Afford an Apartment in College

Two women walk side by side on a sidewalk, engaging in conversation. Both are wearing purple University of Washington t-shirts.

Find tips to help you decide if an apartment is right for you.

Are CDs Worth It Right Now?

This is an image of a father and son in an airport. They are sitting down in chairs and looking out a window and pointing outside. In the photo in a red suitcase. The son is wearing a gray stripped shirt and has blonde hair. The father is wearing a gray shirt and has brown hair.

If you don’t need access to your money soon, a CD might be good for you in 2025.

Banking Basics: Tips To Get Started

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Learn how common banking accounts and services can help you manage your money.

Low-Cost Staycation Ideas

A couple at a hockey game, wearing Seattle Thunderbirds jerseys. The man, on the left, is smiling and wearing glasses. The woman, on the right, looks excited, posing with her mouth open. The two are seated in a hockey arena setting.

Discover fun and affordable staycations near home.

9 Steps To Include Fun in Your Budget

Two people kayaking in orange boats with orange paddles on a sunny day. A woman in the foreground is smiling, looking in the direction that the man in the boat behind her is pointing. The sun is shining on the calm water.

Learn how to loosen up spending limits to avoid splurges.

How To Budget for a Vacation

A mother and daughter standing on a sandy beach, both smiling and wearing sunglasses. The ocean, white waves, blue sky and a large rock are visible in the background.

Get tips for planning and saving for your next vacation.

What is a Checking Account?

Two ATMs located inside a BECU neighborhood financial center. The ATMs are placed on a red BECU branded wall. There is a BECU branded photograph on the wall as well. On the left is a window showing an outside parking setting.

Learn how checking accounts work and different types of accounts.
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CDs vs. Money Market Accounts

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Compare CDs and money market accounts, pros and cons, and what they’re used for.

Credit Union vs. Bank CDs: 5 Differences

A man and woman are sitting close together at a table having a conversation. They appear relaxed and their expressions are calm. A cup of coffee and some papers are on the table. They are sitting in front of a white wall with picture molding and a window with a green lawn outside. Sun is shining in the window. The woman is looking at the man and talking while holding a stack of papers. The top few sheets are flipped up so they can look at a page in the stack. The man is looking down at the papers, gesturing with one hand and writing on a piece of paper with the other.

Learn the differences to find the best account for your savings goals.

How To Boost CD Savings: 3 Strategies

A smiling person starts to open the hatch back of a silver car parked in front of a building. He has a suitcase in his hand. He is wearing a black and white striped shirt. In the background is a sidewalk, green bushes and a staircase leading up to the front of a house. Another person is standing at the front of the house.

Learn three main strategies to help you invest with CDs.

What Is a CD and How Does It Work?

A BECU employee sits down with a member in an office at a neighborhood financial center. The employee is wearing a name tag and a green shirt. The member is facing away from the camera and he is wearing a blue shirt. In the background are desk cabinets, some office supplies like pens and pencils in containers at the employee's desk and a window facing trees.

Learn more about CDs, the different types and the pros and cons of CD investing.

​​11 Money Management Tips: Where To Begin​

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​​Get started on building a solid foundation and working toward your goals.​

CD vs. Savings Accounts: Which Is Best?

Three people on a kayak in a lake. A man wearing a red life vest in the back, a boy wearing a red life vest in the middle and a boy wearing a yellow life vest in the front. They are holding paddles and smiling at the camera.

Learn which type of account might be a good financial fit for you.

Personal Finance Tips for New College Grads

Three college students laugh as they walk away from a building on campus together.

Learn how to navigate your financial life after college.

Back-to-School Savings Tips

Young girl sporting a light blue backpack smiles as she stands in front of her smiling mother, who has placed her left hand on the young girl's shoulder, a showing of support as the young girl readies to leave through the front door of their home to go back to school.

Use these simple tips to budget for back-to-school shopping and save money.
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5 Banking Tips for Kids and Parents

A mother and her teen daughter stand together in their kitchen facing the camera for a photo. The mom has her arm around the teen and is resting her cheek against her daughter's head.

Get tips to help kids start banking and building good financial habits.

Consider Costs Before Getting a Pet

A woman dressed in warm clothes sits on a Pacific Northwest beach with two dogs

Learn how much you’ll need to budget to care for a new furry friend.

Set Sights on Smaller Resolutions for 2021

Illustration of the start of a New Year's resolution list surrounded by six pictures in circles: an apple with a milk carton, a person walking outside, a person riding a bike, a book, a small picture of a piggy bank, and a small picture of a dumbbell.

After a tough 2020, it’s ok to set smaller goals for the new year.