Opening an Account for a Kid or Teen? Now You Can Apply Online
Help your child learn about savings and interest with an Early Saver youth savings account. Now you can complete, sign and submit the application online.
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Youth who live, work, or attend school in Washington state, or are affiliated with Boeing, are eligible for BECU membership. We recently added an online application option for Early Saver accounts. Now parents, guardians and custodians can open an account for the kids in their lives at becu.org.
Applying for an Early Saver Account Online
- Visit our Early Saver page.
- In the banner, select the type of youth savings account you want to open for the child.
- Select Get Started.
- You will be directed to the Early Saver online application.
- Follow the on-screen instructions.
- Sign and submit with Docusign®. Signers must be 18 years of age or older to sign Docusign® forms.
Special Offer
Open an Early Saver Account, Receive a Gift
Open an Early Saver account by Oct. 31, deposit $25, and your child could receive $25.* Insured by NCUA.
Open Early Saver AccountOther Ways To Apply
Open an Early Saver account at any BECU location, through Video Banking, or by completing the application form and returning it to BECU.Requirements
To apply for an Early Saver account, you'll need:
- The child's Social Security number (required for their identification).
- The child's current picture identification (if available).
- A current picture identification for you —the child's parent, guardian or custodian.
Early Saver Account Benefits
Early Saver accounts earn a premium interest rate on the first $500 in deposits, plus:
- No minimum balance to open
- No monthly maintenance fees
- Free Online Banking (kids 13+)1
- Free Mobile Banking (kids 13+)1
Related Resources
* For new BECU members age 17 and under only. Must be within BECU's field of membership and be eligible to open an Early Saver account and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Only Early Saver accounts are eligible to receive the $25 deposit bonus. BECU employees are not eligible. Must establish and maintain membership by opening an Early Saver account using promo code MP44 by October 31, 2024, when depositing at least $25 within 30 days of account opening. Account must remain open for at least 30 days following the deposit made to qualify for the $25 bonus. BECU is not required to pay the promotional incentive for accounts opened without the appropriate promo code, If the account is not open for at least 30 days, and a minimum $25 deposit made to the account. BECU will not deposit bonus funds to closed accounts. Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $25 bonus deposit to your Early Saver account will occur within 60 days of establishing the qualifying account if the $25 minimum deposit requirement was met within the first 30 days of account opening. Account must be open and in good standing at time of fulfillment to qualify. $25 bonus will be reported to the IRS on form 1099INT, and selected gift may be reported, at year end as interest income. BECU reserves the right to terminate this offer at any time.
1 Early Saver accounts must have a parent or legal guardian who is qualified for BECU membership as a joint account holder. Early Saver members must be at least 13 years old to access Mobile Banking, Online Banking and eStatements.