Refinance a Home

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    • Refinance Rates

    BECU is a not-for-profit credit union committed to the financial well-being of our members. We offer better rates, fewer fees and more affordable services for homeowners looking to refinance their home loans. Learn more about refinancing your home.

    For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772.

    Check Rates and Apply

    *See important information about rates, fees and other costs.

    Fixed Rate

    APR Effective 4/24/2024*

    7.393
    %
    APR

    30-Year Fixed Refinance

    6.847
    %
    APR

    15 Year Fixed Refinance

    Adjustable Rate

    APR Effective 6/22/2023*

    7.075
    %
    APR

    5 Year ARM (5yr/5yr) Refinance

    Adjusts every 5 years

    Jumbo Rate

    APR Effective 10/23/2023*

    7.748
    %
    APR

    Jumbo 30-Year Fixed Refinance

    7.580
    %
    APR

    Jumbo 15-Year Fixed Refinance

    All interest rates and annual percentage rates (APRs) are accurate as of the effective date and are subject to change without notice. The APR will be based on the final loan amount and applicable finance charges. Loans are subject to credit approval and other underwriting criteria. Home Loan programs, terms and conditions subject to change without notice.