Refinance Rates

BECU is a not-for-profit credit union committed to the financial well-being of our members. We offer better rates, fewer fees and more affordable services for homeowners looking to refinance their home loans. Learn more about refinancing your home.

For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772.

12 Year

APR Effective 12/6/2024*

6.875
%
APR

12-Year Fixed No Fee

Refinance Only

15 Year

APR Effective 12/6/2024*

5.961
%
APR

15 Year Fixed Refinance

30 Year

APR Effective 12/6/2024*

6.646
%
APR

30-Year Fixed Refinance

All interest rates and annual percentage rates (APRs) are accurate as of the effective date and are subject to change without notice. The APR will be based on the final loan amount and applicable finance charges. Loans are subject to credit approval and other underwriting criteria. Home Loan programs, terms and conditions subject to change without notice.