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More About Home Loans

Refinance a Home

Refinancing Your Home

Is refinancing right for you?

Fund needed home repairs, better manage your debt or simply lower your monthly mortgage payments with a mortgage refinance. If you want to take advantage of lower interest rates or the value of your home has increased, refinancing may make sense for you.

Reasons to refinance:

  • NO origination fee on conventional fixed-rate or adjustable-rate mortgage home loans for purchase and refinance transactions*

  • Switch from an adjustable rate (ARM) loan to a fixed-rate mortgage
  • Lower your interest rate and monthly payments
  • Cash out home equity 
  • Build equity faster with shorter loan terms
  • Consolidate debt
Home Buying Process

Make an Appointment

Meet with a Mortgage Advisor

Still have questions? Call us

If you've done all your research but aren't sure whether refinancing makes sense, let's talk. Our Mortgage Advisors will answer any questions you may have.

*Offer applies to purchase and refinance transactions. The no-fee promotion does not currently apply to government (FHA, VA) loans.  Loans are subject to credit approval and other underwriting criteria, and not everybody will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification.  BECU reserves the right to terminate this offer at any time without notice.

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