No Origination Fee Mortgage Refinance

No Origination Fee on Purchases and Refinances

A mortgage with a great rate and no origination fee.

Check Out Loan Types

No Origination Fees

Origination fees are fees charged by a lender to cover the cost of processing the loan, typically 1% of the lean amount (e.g., pay $4,500 on a $450,000 loan). At BECU, we know how hard it is to save for your home, and offer all our members no origination fees* on fixed-rate or adjustable-rate mortgage loans.

Qualifying Loans

  • Conventional and VA fixed-rate and adjustable-rate mortgages (ARM)
  • Conforming and jumbo loan amounts

Why BECU Home Loans

  • Competitive rates
  • No origination fee on home purchase transactions
  • Multiple loan options to fit your needs
  • Local mortgage advisors
  • Local underwriters who live and work in the area


We have answers. The best place to start is with one of our mortgage advisors. As a not-for-profit credit union, they have your best interest in mind, and can point you in the right direction. Meet our team of Mortgage Advisors.

*Offer applies to purchase and refinance transactions. The no-fee promotion does not currently apply to FHA loans. Loans are subject to credit approval and other underwriting criteria, and not everybody will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification. BECU reserves the right to terminate this offer at any time without notice. Boeing Employees' Credit Union NMLS ID 490518.