No Origination Fee Mortgage Refinance

No Origination Fee on Purchases and Refinances

A mortgage with a great rate and no origination fee.

Check Out Loan Types

No Origination Fees

Purchasing a home isn't just a big step -- it's one of the biggest purchases you'll ever make. BECU helps members save more money by charging no origination fee on conventional and VA fixed-rate or adjustable-rate mortgage home loans. Eliminating the finance fee traditionally charged by lenders helps you enjoy reduced closing costs.

Qualifying Loans

  • Conventional and VA fixed-rate and adjustable-rate mortgages (ARM)
  • Conforming and jumbo loan amounts

Why BECU Home Loans

  • Competitive rates
  • No origination fee on home purchase transactions
  • Multiple loan options to fit your needs
  • Local mortgage advisors
  • Local underwriters who live and work in the area


We have answers. The best place to start is with one of our mortgage advisors. As a not-for-profit credit union, they have your best interest in mind, and can point you in the right direction. Meet our team of Mortgage Advisors.

*Offer applies to purchase and refinance transactions. The no-fee promotion does not currently apply to FHA loans.  Loans are subject to credit approval and other underwriting criteria, and not everybody will qualify. Certain restrictions apply. Home loan programs, terms and conditions are subject to change without notification.  BECU reserves the right to terminate this offer at any time without notice. Boeing Employees' Credit Union NMLS ID 490518.