More About Home Loans

Remodel a Home

Remodel to Get What you Want out of Your Home

Why remodel your home?

Depending on the local housing market, remodeling an older home may be more cost-effective than buying or building a brand-new house. This applies to homeowners wanting a change of scenery as well as first-timers buying a fixer-upper.

Smart remodeling options

How much you can borrow for a home remodel depends on how much equity you have, the current value of your home and its estimated value after construction. Owners with high equity can take out a Home Equity Line of Credit (HELOC) to pay for construction and other personal expenses when needed.

Home Buying Process

Make an Appointment

Meet with a Mortgage Advisor

If the home's value has grown over time, owners may choose to refinance their existing mortgage and cash out their equity at closing.  Learn more about BECU's home remodeling loan options.


Get in touch with a BECU Mortgage Advisor. We can answer your questions and help get you through your next home remodel.

Loans are subject to credit and underwriting approval.

Go to  Loan Types

BECU Mortgage Advisors

A BECU Mortgage Advisor is equipped to help move you through the full process of financing your home. Work with one of them to make the most of your BECU home buying or refinance experience.