Digital Wallets
Paying Has Never Been Easier
Digital wallets are no longer the wave of the future: They're an everyday payment option. Use a mobile device to save your cards and pay at thousands of merchants in store and online.
Easy Setup
Follow your device's steps. You may need to download an app. Just add your BECU card info, then you're all set for a new way to pay.
Fast Payments
Whether it's a tap, a wave or maybe even a thumbprint, a couple quick steps is all it takes. Use digital payments anywhere you see the contactless pay symbol using your phone or watch — without pulling out your wallet.
Confident Spending
Digital payments use tokens with merchants instead of the number listed on your physical card, meaning your actual card information is not shared with or stored by the merchant (and doesn't need to leave your wallet).
Compatible Wallet Apps
BECU Visa credit cards and Mastercard debit cards can be added to your favorite wallet apps. Simply open or download your device's preferred app and follow the prompts to add your BECU card(s).
Digital Payment Options—Apply Pay, Garmin Pay, Google Pay and Samsung Pay
Accepted anywhere the contactless pay symbol appears. Newer Samsung devices are also embedded with technology that connects to most magnetic swipe terminals.
Frequently Asked Questions
Devices vary, but typically you just need to hold the phone up to the contactless pay device. Your phone will prompt you to unlock your phone (either with a password or biometric authentication such as your fingerprint or Face ID).
You can always check with BECU to find out which method you used to pay. When you pay using digital payments, your card info is not stored or transferred to the merchant.
Of course! You do not need to pay to use the technology; however, like all transactions, merchants may still charge a credit card processing fee, depending on the purchase.
A digital wallet stores your card on your mobile device and lets you pay in-store or online using your phone without using your physical card. Storing your card on file with a merchant means sharing your card details directly with that business to enable automatic or recurring payments, like a utility bill or streaming subscription.
Both options offer convenience, and many members use digital wallets and store payment information with merchants to simplify routines and save time at checkout.