Digital Wallets

Devices vary, but typically you just need to hold the phone up to the contactless pay device. Your phone will prompt you to unlock your phone (either with password or fingerprint).

Contacted by a merchant, or paid during a time that a major retailer announced a security breach? Peace of mind is a phone call away - you can always check with BECU to find out which method you used to pay, digital or traditional. When you pay using digital payments, your card info is not stored or transferred to the merchant. Your card data is protected.

If you want to update your card, the process is simple – in fact, it's easier than if you had paid the traditional way. Just delete your card from your payment app. Then, add the card back to the payment app as if you were doing it for the first time. The digital code associated with your card has been deleted and a new one assigned.

Nope. It's up to you. It's simply a convenient option for quick, easy and secure payments. Use it at a number of merchants and for many in-app purchases.

Of course! You do not need to pay to use the technology; however, like all transactions, merchants may still charge a credit card processing fee (depending on the purchase).

Begin with your device. Check if your device is compatible (and learn more about its functions) by clicking for more information on Apple Pay, Android Pay and Samsung Pay.