Mastercard® Automatic Billing Updater

What is Automatic Billing Updater? 

Coming soon, Automatic Billing Updater (ABU) will be available for BECU members. ABU is a free service that helps you avoid missed payments when your debit card expires. The ABU service updates your BECU debit card expiration date with participating merchants, such as subscription services, online retailers, or utility companies.

How it works

  • When your existing card is about to expire, BECU will send you a new one. It'll have the same card number, but a different expiration date. 
  • Once you activate your new card, the new expiration date is automatically updated with participating merchants.
  • Cards that have been reissued due to fraud or because of being lost or stolen are not eligible for the service, as those cards will have new card numbers.
  • If you aren't sure if a merchant is participating in ABU, be sure to review your stored card information to verify it's been updated and payment is not missed.

If you'd like to opt out, you can do so by requesting this at a Neighborhood Financial Center, calling us at 800.233.2328, or sending us a message through the Secure Message Center in Online or Mobile Banking.

FAQs: Mastercard Automatic Billing Updater (ABU)

In partnership with Mastercard, BECU has introduced the Automatic Billing Updater program. This program is a convenient way to update your debit card expiration date information with participating merchants, helping you avoid uninterrupted card-on-file payments.

When your existing card is about to expire, BECU will send you a new one. It'll have the same card number, but a different expiration date. Once you activate your new card, the new expiration date is automatically updated with participating merchants. Cards reissued due to fraud or that are lost/stolen will not be eligible, as these cards have new card numbers.

This program is a convenient way to update your debit card expiration date information with participating merchants, avoiding uninterrupted missed card-on-file payments. To avoid potential late payments and penalties charged by merchants, be sure to verify the merchant has your most current card information.

Yes. Members can opt out by requesting this at a Neighborhood Financial Center, calling us at 800.233.2328, or sending us a message through the Secure Message Center in Online Banking.


No, as the ABU service is only available to participating merchants. To avoid potential late payments and penalties charged by merchants, be sure to verify the merchant has your most current card information.

Because your newly issued card will have a new card number, your card information will not be updated with merchants. You will need to update your card information manually.   


No, participation is at the merchant's discretion. BECU does not have a merchant list. You should verify your card details are updated to ensure payments are uninterrupted.