Government Home Loan Rates as Low As
APR Effective 12/13/2019*
VA 30 Year Fixed
VA Purchase 0% Down
FHA 30 Year Fixed
Sometimes unusual situations require financing that thinks outside the box, and we‘ve got that covered. If a standard loan just won't meet your needs, explore your options with a VA or FHA government loan with a variety of non-traditional fixed-rate and ARM loans available at BECU.
- Low down payment (3.5%)
- Great option for less than perfect credit borrowers
- Closing costs and fees can be included in the loan so you'll need less cash up front.
- More flexible underwriting qualifications
VA Home Loans
- No and low down payment options - up to 100% financing
- No private mortgage insurance needed, regardless of the down payment amount
- Limited closing costs and fees
- Flexible credit qualification guidelines
- Fixed rate and adjustable rate mortgages available
Have more questions about VA or FHA home loans?
Ready to apply?
*BECU reserves it's right to revoke this offer at any time.
**Income limits may apply. Homeownership education at a cost of $75 (paid to Framework) required. HomeReady is a trademark of Fannie Mae. Loans are subject to credit approval and other underwriting criteria. Certain restrictions apply. Home Loan programs, terms and conditions subject to change without notice.