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Home Loan Rates

BECU is a not-for-profit credit union committed to the financial well-being of our members. We offer better rates, fewer fees and more affordable financial services to home buyers in Washington state. 8 Easy Steps to Homebuying.

For additional information about our home loan options, visit www.becuhomeloans.org or call a BECU mortgage representative at 800-233-2328 x5772.

*See important information about rates, fees and other costs.

Fixed

APR Effective 10/22/2018*

5.055
%
APR

30 Year Fixed

4.662
%
APR

15 Year Fixed

Adjustable

APR Effective 10/22/2018*

4.978
%
APR

5/5 ARM

Adjusts every 5 years

4.927
%
APR

7/1 ARM

Adjustable after year 7

Jumbo

APR Effective 10/22/2018*

4.905
%
APR

Jumbo 30-Year Fixed

4.356
%
APR

Jumbo 15-Year Fixed

All interest rates and annual percentage rates (APRs) are accurate as of the effective date and are subject to change without notice. The APR will be based on the final loan amount and applicable finance charges. Loans are subject to credit approval and other underwriting criteria. Home Loan programs, terms and conditions subject to change without notice. 

Income limits may apply. Homeownership education at a cost of $75 (paid to Framework) required. HomeReady is a trademark of Fannie Mae. Loans are subject to credit approval and other underwriting criteria. Certain restrictions apply. Home Loan programs, terms and conditions subject to change without notice.

BECU Mortgage Advisors

A BECU Mortgage Advisor is equipped to help move you through the full process of financing your home. Work with one of them to make the most of your BECU home buying or refinance experience.