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BECU Business Cash Back Credit Card*

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Rates as Low As

APR Effective 7/1/2026*

16.99
%
APR

Business Cash Back Credit Card

Variable Rate

*See Business Lending Rates for details

Apply Now

Or, visit a Neighborhood Financial Center

$300 Bonus: Limited-Time Business Cash Back Credit Card Offer

Now through Sept. 30, 2026, open a Business Cash Back Credit Card and earn a $300 bonus when you spend $3,000 in qualifying purchases within the first three months of opening.3

Every dollar your business spends should work harder for you. And with a Business Cash Back Credit Card,1 earn 1.5% back2 on all qualified purchases with no annual fee. Manage expenses, build business credit and get rewarded on the purchases you already make to keep business running.

Straightforward, Simple Cash Back

  • Get 1.5% cash back on all purchases
  • No annual or cash advance fees
  • No foreign transaction fees
  • No spending categories
  • Earn unlimited cash rewards
  • Accrued cash is automatically credited to your statement each month

Money-Saving Features & Benefits

  • Get employee-issued credit cards with cash back earning potential
  • Set individual spending limits
  • Monitor and track your expenses on the BECU mobile app or in Online Banking
  • 24/7 fraud monitoring for unusual and unexpected activity
  • No $0 liability if your card is lost or stolen*
  • Visa® Account Updater to update your BECU credit card expiration date and account number with participating merchants
  • Travel and emergency assistance services, plus worldwide travel and accident insurance
  • Auto rental collision damage waiver
  • Extended warranty to double the manufacturer warranties period up to one year

Read the Business Visa® Guide to Benefits to learn more about these added benefits.

Business Resources

BECU Business Low Rate Credit Card

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No annual fee, no cash advance fees, and great low rates.

Questions? We're here to help. 

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1BECU business membership is required to obtain a BECU Business Cash Back Credit Card.

1*Loans are subject to membership and credit approval and other underwriting criteria and not everybody will qualify. Fees may apply. Certain conditions and restrictions apply. Business and Commercial Loan programs, terms and conditions subject to change without notice. See BECU Business Cash Back Credit Card Rules, Terms and Conditions. Cash back cannot be earned on cash advances, cash-like transactions, or balance transfers.

2Cash back cannot be earned on cash advances, cash-like transactions, or balance transfers.

3$300 CASH BACK AFTER SPENDING $3,000 IN PURCHASES WITHIN THREE (3) MONTHS from account opening: This offer is not available to either (i) current cardholders of this credit card, or (ii) previous cardholders of this credit card who received a new cardholder bonus for this credit card within the last 12 months, (iii) individuals who currently have a Business Credit Card and switch to a Business Cash Back credit card, or (iv) to individuals who have opened a different Business Cash Back Credit Card account within the previous 12 months. You will receive the $300 cash back credit, which you must redeem, as a statement credit only. To qualify and receive your bonus, you must make purchases totaling $3,000 or more in the first three (3) months from account opening. (“Purchases” do not include balance transfers, cash advances, traveler's cheques, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers, or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, any fees of any kind, including an annual fee, if applicable.) After qualifying, please allow up to 30 days for bonus to post to your cash back balance. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.