Smiling women in pottery shop.

BECU Business Low Rate Credit Card

The BECU Business Credit Card comes with one of the lowest rates in the nation.* Plus, pay no annual or cash advance fees.

Rates as Low As

APR Effective 8/1/2026*

14.49
%
APR

BECU Business Low Rate Credit Card

Variable Rate

*See Business Lending Rates for details

The BECU Business Low Rate Credit Card has no annual fee with a great low rate. Managing cash flow? Buying business supplies? Our low-rate credit card is the one you want when you need to carry a balance on your card.

A Card free from Fees

  • No annual fee.
  • Low APR.
  • No cash advance or foreign transaction fees on international purchases.

Money-Saving Features & Benefits

  • Get employee-issued credit cards with cash back earning potential.
  • Set individual spending limits.
  • Monitor and track your expenses on any BECU mobile app or online banking platform.
  • 24/7 fraud monitoring for unusual and unexpected activity.
  • $0 liability if your card is lost or stolen.*
  • Visa® Account Updater — updates your BECU credit card expiration date and account number with participating merchants.
  • Travel and emergency assistance services, plus worldwide travel-accident insurance.
  • Auto rental collision damage waiver.
  • Extended warranty — doubling the manufacturer warranty period by up to one year.

Read the Business Visa® Guide to Benefits to learn more about these added benefits.

Smiling man in a warehouse.

​​​​​​​Earn Cash on Business Costs​​​​​​

Get 1.5% cash back on all new qualified purchases with no limits.