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Business Loan and Credit Card Interest Rates

View BECU's current interest rates for business loans and credit cards. Products include equipment and vehicle loans, lines of credit and commercial real estate.

Business Loan Interest Rates

Equipment Term Loan
8.13
%
APR
Business Equipment-Term Loan
$10,000 - $249,999
APR Effective 5/1/2024
Line of Credit Unsecured
10.50
%
APR
Unsecured Line of Credit
$5,000 - $100,000
APR Effective 5/1/2024
Line of Credit Unsecured
10.50
%
APR
Unsecured Line of Credit
$10,000 - $100,000
APR Effective 5/1/2024
Commercial Real Estate
Call for Details
%
Commercial Real Estate
Rates are based on debt coverage, loan to value and term.
Effective 5/1/2024
Vehicle New
7.99
%
APR
Business Vehicle
New Auto - 2022 or newer
APR Effective 5/1/2024
Vehicle Used
8.49
%
APR
Business Vehicle
Used Auto - 2021 and older
APR Effective 5/1/2024

Business Credit Card Interest Rates

BECU Business Cash Back Credit Card
16.74
%
APR
BECU Business Cash Back Credit Card
Variable Rate
APR Effective 5/1/2024
BECU Business Low Rate Credit Card
14.24
%
APR
BECU Business Low Rate Credit Card
Variable Rate
APR Effective 5/1/2024