Business Loan and Credit Card Interest Rates
View BECU's current interest rates for business loans and credit cards. Products include equipment and vehicle loans, lines of credit and commercial real estate.
Equipment Term Loan
7.17
%
Business Equipment-Term Loan
$10,000 - $249,999
Effective 12/1/2025
Line of Credit
8.00
%
Unsecured Line of Credit
$5,000 - $49,999.99
Effective 12/1/2025
Line of Credit Unsecured
NA
%
Unsecured Line of Credit
$10,000 - $100,000
Effective 12/1/2025
Vehicle New
7.99
%
Business Vehicle
New Auto - 2023 or newer
Effective 12/1/2025
Vehicle Used
8.49
%
Business Vehicle
Used Auto - 2022 and older
Effective 12/1/2025
Business Cash Back Credit Card
17.24
%
APR
Business Cash Back Credit Card
Variable Rate
APR Effective 12/1/2025
BECU Business Low Rate Credit Card
14.74
%
APR
BECU Business Low Rate Credit Card
Variable Rate
APR Effective 12/1/2025