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Business Loan and Credit Card Interest Rates

View BECU's current interest rates for business loans and credit cards. Products include equipment and vehicle loans, lines of credit and commercial real estate.

Business Loan Interest Rates

Equipment Term Loan
6.68
%
APR
Business Equipment-Term Loan
$10,000 - $249,999
APR Effective 12/1/2022
Line of Credit Unsecured
9.25
%
APR
Unsecured Line of Credit
$2,500 - $9,999.99
APR Effective 12/1/2022
Line of Credit Unsecured
8.85
%
APR
Unsecured Line of Credit
$10,000 - $100,000
APR Effective 12/1/2022
Commercial Real Estate
Call for Details
%
Commercial Real Estate
Rates are based on debt coverage, loan to value and term.
Effective 3/1/2021
Vehicle New
5.49
%
APR
Business Vehicle
New Auto - 2020 or newer
APR Effective 12/1/2022
Vehicle Used
6.24
%
APR
Business Vehicle
Used Auto - 2019 and older
APR Effective 12/1/2022

Business Credit Card Interest Rates

Visa Cash Back Rewards
14.49
%
APR
Business Visa® with Cash Rewards
Variable Rate
APR Effective 12/1/2022
Visa
11.99
%
APR
Business Visa®
Variable Rate
APR Effective 12/1/2022