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BECU Home Loans

Flexible home loan financing with experienced guidance every step of the way.

Join BECU Make a Mortgage Appointment

If you’re looking to purchase or build a new home, or refinance or remodel your existing home, our local and experienced mortgage advisors are ready to walk you through every step, from pre-qualification to closing. Check out our loan options below, and find toolkits, calculators and other helpful resources.

Fixed rate mortgage

Fixed-Rate Home Loan

A good choice for long-term homeowners, enjoy flexible terms, fixed rates, and predictable monthly payments.

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Home Equity Loan

Borrow against the equity in your home for improvements and more.

First time home buyers

​​First-Time Homebuyers​

​​Our First-Time Homebuyer program could help you get into your first home.​

Refinance a Home

Fund needed home repairs, better manage your debt or simply lower your monthly mortgage payments with a mortgage refinance.

Adjustable rate loan

Adjustable Rate Home Loan

Potentially qualify for a larger home loan and get more house for your money, and enjoy lower monthly payments during the first years of your loan.

Jumbo Loans

Jumbo Home Loan

Loans up to $3 million with flexible down payment options.

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VA Home Loans

Veterans Affairs (VA) home loans offer competitive rates and low fees to qualified military personnel and their families.

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FHA Home Loans

Find the right FHA loan with flexible terms, low down payments and more.

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Home Improvement

Use a home improvement loan to finance your next home remodel project.

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Construction Loans

Build the home of your dreams with a one-time close construction loan.

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Land Loans

Secure the financing you need to purchase land.

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Mortgage Rates

Enjoy competitive mortgage rates designed for your home goals.

Refinance a Home

Fund needed home repairs, better manage your debt or simply lower your monthly mortgage payments with a mortgage refinance.

Remodel a Home

Depending on the local housing market, remodeling an older home may be more cost-effective than buying or building a brand-new house.

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BECU Home Rewards

Get cash back on your real estate agent's commission.

Let's Connect

There are three ways to get started with home loans today.

833-777-0633
Call
Questions about home loans? Give us a call, we're happy to help.
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Get started and apply online today.
Meet With Us
Meet our advisors to learn more or make an appointment.