Home Loans to help you make the right move

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A room with a view... and then some

Whether you're a first-time homebuyer, a seasoned homeowner, or looking to refinance, we can help. We're local-right here in your neighborhood- and we want to make sure you get the information you need, and the home loan that's just right for you. As part of this community, we're working to help our neighbors succeed at getting approved for a home loan.

Adjustable Rate

Plan to stay in your home for a few years? Adjustable-rate loans can give you more buying power.

Jumbo

If you are looking to finance a larger home loan, we offer several Jumbo Loan programs to choose from.

Construction

We offer Construction Home Loans to get you set up from start to finish.

First-Time Home Buyer

First time buying a home? We'll help you understand the home loan process and what's involved.

Fixed Rate

Our fixed-rate home loans are a great choice if you plan to be in your home for a number of years.

Unique

Check out home loan options for unique situations that a standard home loan won't cover.

   

BECU Mortgage Center

The BECU Mortgage Center provides access to all of our home loan options, resources and tools. There you can check rates, apply for a loan, find the status of your submitted loan application  and more.

Visit the Mortgage Center

                           

     

What to expect: the loan process

There are a lot of things to think about when you are getting ready to buy a home. Questions like, “Am I really ready to buy a home?” or “How much mortgage can I afford?” are common, as are concerns about the amount of documentation needed to submit a mortgage application. The good news is, we do this every day, so we can help make the process easy for you.

Find out what type of information you’ll need to gather before you apply for a home loan
using our Purchase Checklist.

Rent or buy?

This is the first question most people ask themselves: “Should I rent, or does buying make more sense?” There are upsides to both, but it often comes down to dollars and cents. Buying isn’t for everyone, and we have calculators that can help you find out what your net cost of home ownership could be.

The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type or amount for which you may qualify.

What can I afford?

Once you’ve made the decision to buy, you need to know what you can actually afford, so you don’t get in over your head. Looking at your income, along with the amount of down payment you’ll have, can give you a realistic idea
of the price range you should consider. The results of any loan calculator are not intended to be and should not be considered a decision of, or a commitment to the loan type or amount for which you may qualify.