Member Advantage Money Market Account
Limited-time 3.30% APY offer.*
Member Advantage Money Market Account
Earn up to 3.60% APY on new Money Market Accounts opened by Nov. 30, 2026.
Help Your Money Go Further
Now through Nov. 30, 2026, you can receive up to 3.60% Annual Percentage Yield (APY) on funds new to BECU2 when you open a new Member Advantage Money Market account at a BECU location or via Video Banking.
Whether you're looking for an account that can help you save for your next vacation or you need to build your emergency fund, a Member Advantage Money Market Account could be a great option for you.
Get Started Today
To redeem this limited-time rate:
- Stop by one of our locations or make an appointment, or call us via Video Banking. This special rate offer is not available for Money Market accounts opened through Online or Mobile Banking.
- Speak with a BECU representative and mention this promotion.
- Open a Member Advantage Money Market Account and earn 3.20% APY on balances of $10,000-$99,999.99 or earn 3.60% APY on balances of $100,000+ with all funds new to BECU by Nov. 30, 2026.
- Meet the qualifications to maintain Member Advantage accounts. Learn about Member Advantage requirements.
Money Market Rates with Member Advantage¹
Features and Benefits
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Get an interest rate that rewards higher balances.
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Access unlimited transactions, free checks, an ATM card and more.
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Deposit and withdraw money as often as you need it.
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Enjoy no monthly maintenance fees or minimum balance requirement.
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Option to protect yourself from non-sufficient funds or overdraft charges with the flexibility to use your Member Advantage Money Market Account as a backup option to your Member Advantage Checking Account.
Become a Member
Not a member? No problem. Become a BECU member to take advantage of this promotion, start qualifying for Member Advantage, and experience the credit union difference.2
Frequently Asked Questions
Yes. Becoming a BECU member is easy, and it's free to join.
When you become a BECU member, you can receive the Member Advantage rates when you meet the requirements and maintain eligibility. Learn more about Member Advantage.
With Member Advantage, you'll enjoy even better earnings on your BECU CD, IRA, and Money Market Accounts. Member Advantage also rewards you with a premium rate on the first $500 in both your checking and savings accounts.
Yes. NCUA insures up to $250,000 per person, per ownership category, per financial institution. Learn more about NCUA coverage.
*ADDENDUM TO THE CONSUMER ACCOUNT DISCLOSURE
Effective October 1, 2026 through November 30, 2026
This Addendum, together with the Account Agreements, Consumer Account Disclosure, your Membership Application, and any other terms and conditions that may be provided to you at account opening or from time to time thereafter, form the agreement between you and Boeing Employees' Credit Union for your Member Advantage Money Market Promotional Rate account. Except as expressly stated below, all other terms and conditions in the Consumer Account Disclosure continue in full force and effect.
Terms for Member Advantage Money Market Account with Q4 Promotional Rates
| Promo Rate Requirements |
Must have Member Advantage Checking and Savings Accounts and open a new Member Advantage Money Market Account between 10/1/2026 through 11/30/2026 with $10,000 or more, all of which must be new funds
|
|
|---|---|---|
| Pays Interest |
Yes
|
|
| Monthly Service Charge |
$0
|
|
| Available Locations |
All NFC locations including Video Banking (excludes online and Mobile Banking)
|
Balance Tiers for Member Advantage Money Market Account with Q4 2026 Promotional Rates
| $0.00 to $9,999.99 | $10,000 to $99,999.99 | $100,000.00+ | ||
|---|---|---|---|---|
| Interest Rate |
Current rate on Account Disclosure
|
3.15%
|
3.54%
|
|
| Annual Percentage Yield |
Current rate on Account Disclosure
|
3.20%
|
3.60%
|
Promotion Requirements
- New funds are defined as money that is external to BECU prior to the promotion start date and during the promotion period. Draws from BECU loans do not qualify as new funds.
- Minimum opening deposit(s) totaling $10,000 or more new funds must be received and posted to the account no later than 11/30/2026 or the close of this promotional offer, whichever occurs first.
- Must also have active Member Advantage Checking and Savings accounts. See the terms and conditions of Member Advantage in the BECU Consumer Account Disclosure.
- New funds transferred from an existing BECU deposit account into the new Member Advantage Money Market account must be transferred before the end of the promotion period.
- Rates will be applied up to five (5) business days after the deposit has been made.
- All consumer and business funds currently on deposit are considered existing funds.
- All consumer accounts are subject to Account Agreements and BECU Consumer Account Disclosure.
Promotion Limitations
- The promotional rate is calculated using the end-of-day posted balances of $10,000 or more and will be effective no later than the fifth business day following the business day of the deposit. The non-promotional published Member Advantage Money Market rate will apply until the promotional rate is applied.
- End of day posted balances below $10,000 for new money will earn the non-promotional published Member Advantage Money Market rate.
- During the course of this promotional offer and in order to earn the promotional rate, all requirements for Member Advantage accounts must be maintained, as disclosed on the BECU Consumer Account Disclosure, or else the account will earn the effective non-promotional published rate.
- Offer only valid on new Member Advantage Money Market accounts opened during the effective dates of this promotional offer with disclosed minimum opening balance.
- Offer end date and availability subject to change without prior notice.
- Offer not available through online or mobile channels.
Interest & Annual Percentage Yields
- Interest is compounded monthly and paid monthly at statement cycle. Interest accrues and compounds as disclosed on the BECU Consumer Account Disclosure. The APYs displayed above are effective as of 10/1/26. Interest rates and APYs on all balance tiers disclosed above are variable and may change at our sole discretion at any time after the account is opened. Please note that if you close the account before interest is credited at the end of the statement period, you will not receive the accrued interest for that statement period. Fees could reduce earnings.
1Open a Member Advantage Savings account to establish membership; not everyone will qualify. This offer also requires an active Member Advantage checking account.
2Funds new to the Credit Union defined as deposit balances currently not at BECU as of 9/30/2026. Draws from BECU loans do not qualify as new funds.