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Join BECU and You Could Get a $300 Bonus¹
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Join Over 1.5 million members who are putting their money where their values are.
Limited-Time New Member Offer
Now through 9/22/2026, you could earn $3002 when you join BECU and meet our offer requirements.2 Apply today and get more for your money.
As a member-owned not-for-profit credit union, we don't answer to shareholders. We answer to members, and we've been putting the needs of our members first for 90 years. That's why members enjoy zero monthly maintenance fees, no minimum balance requirements, competitive interest rates and great banking benefits. Plus, access to a network of over 77,000 surcharge-free ATMs across the country.
New Member Offer
Open a Member Advantage Savings and Checking account with a debit card using promo code CKG300Q226 by 9/22/2026, you could earn $300 by meeting the following requirements:
- Join by 9/22/2026 and use promo code CKG300Q226.
- Make one or more direct deposit(s) totaling $500 or more in the first 90 days of membership.
That's it! As long as you keep accounts open and in good standing with Member Advantage status, your bonus will be deposited within 90 days.
Ready to Earn $300? Ways To Join:
Join Online
Open a BECU credit union account in just a few minutes.
Video Banking
Meet with a live member consultant "on-demand"
Monday-Friday, 8 a.m. to 6 p.m. Pacific Time
Saturday, 9 a.m. to 1 p.m. Pacific Time.
Make an Appointment
Set up an in-person or online appointment on a day and time that works best for you.
Why Choose BECU:
No Minimum Balance. No Monthly Maintenance Fees.
Our checking and savings accounts have no monthly maintenance fees or minimum balance requirements.
Convenient Access to Banking
We want to make your financial journey as easy as possible. We offer video banking services, text assistance, and over 60 locations across Washington State.
Member-Focused
As a not-for-profit credit union, we prioritize our members' needs over profits, offering personalized service and inclusive access to financial products for all eligible members.
Community Impact
We're determined to make a positive difference in the communities we serve. In 2025, we gave over $8 million to local causes.
1Member Share, Member Advantage, or Early Saver savings account required to establish membership; not everyone will qualify.
2IMPORTANT INFORMATION ABOUT THIS OFFER
For new BECU members only, age 18 and older. This offer is available to residents at the addressed location and is non-transferable. You may only receive one $300 New Account promotion incentive for the life of your BECU membership but may qualify for other promotions offered by BECU after establishing your membership. Offer not available to existing BECU members. You must be within BECU's field of membership and be eligible to open and maintain membership; not everyone will qualify. Only the primary account holder qualifies for the promotion incentive. Business, Fiduciary, Zero-Dividend, HSA, Early Saver accounts, and BECU employees are not eligible to receive promotional incentives. BECU is not required to pay the New Account promotional incentive when you open your Member Advantage accounts without providing us your specific CKG300Q226 Promo Code.
OFFER REQUIREMENTS
You must:
- Open a Member Advantage Savings account, to establish membership, and a new Member Advantage Checking account by 9/22/2026. Accounts must be in Member Advantage status and in good standing at time of incentive promotion payout. To retain Member Advantage status, you must set up eStatements and conduct one monetary transaction each month, by:
- Debit MasterCard – Point of sale PIN or signature purchase (excludes ATM transactions).*
- Can be in person, online or over the phone
- Online/Mobile or Telephone Banking – Make BECU loan or credit card payments, or transfer funds between BECU accounts.*
- Direct Deposit – must deposit to the Member Advantage Checking account.
*Analyzed at the person level. Qualifying monetary transaction must occur in an account that shares the same tax owner as the Member Advantage accounts.
Set up one or more direct deposit(s) totaling $500 or more to your new BECU Member Advantage Checking account to occur within 90 days of account opening. Your direct deposit must be an electronic deposit of your paycheck, pension, or government benefit(s) (such as Social Security) from your employer or the government.
3NEW ACCOUNT PROMOTIONAL INCENTIVE DEPOSIT
The New Account promotional incentive will be deposited to your Member Advantage Savings account within 90 days after satisfying the New Account promotional incentive requirements (see OFFER REQUIREMENTS). BECU will not deposit promotion incentive funds to accounts that haven't met the OFFER REQUIREMENTS, to accounts no longer in good standing and Member Advantage status, or closed accounts. The New Account promotional incentive is considered interest and will be reported on IRS form 1099-INT. Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per new member. Check with BECU for current Annual Percentage Yield (APY) of accounts. BECU reserves the right to terminate this offer at any time.