Switch to BECU and You Could Get a [Offer Amount] Bonus¹

¹IMPORTANT INFORMATION ABOUT THIS OFFER

For new BECU members only, age 18 and older. This offer is available to one resident at the addressed location and is non-transferable. Only one New Account promotional incentive is allowed per household. This promotion code is good for one-time use. You may only receive one [Offer Amount] New Account promotion incentive for the life of your BECU membership but may qualify for other promotions offered by BECU after establishing your membership. Offer not available to existing BECU members, or to those whose accounts have been closed within 90 days, or accounts closed with a negative balance. You must be within BECU's field of membership and be eligible to open and maintain membership; not everyone will qualify. Only the addressee of our mailing qualifies for the promotion incentive. Business, Fiduciary, Zero-Dividend, HSA, Early Saver accounts, and BECU employees are not eligible to receive promotional incentives. BECU is not required to pay the New Account promotional incentive when you open your Member Advantage Savings without providing us your specific [Promo Code] Promo Code.

OFFER REQUIREMENTS

You must:

Open a Member Advantage Savings account, to establish membership, and a new Member Advantage Checking account by 4/10/2026. Member Advantage accounts must remain open, in Member Advantage status and in good standing for at least 90 days and until incentive promotion payout. To retain status, you must set up eStatements and conduct one monetary transaction each month, by:

• Debit MasterCard – Point of sale PIN or signature purchase (excludes ATM transactions).*
• Can be in person, online or over the phone
• Online/Mobile or Telephone Banking – Make BECU loan or credit card payments, or transfer funds between BECU accounts.*
• Direct Deposit – must deposit to the Member Advantage Checking account.

^*Analyzed at the person level. Qualifying monetary transaction must occur in an account that shares the same tax owner as the Member Advantage accounts.

• Conduct at least 30 posted debit purchase transactions from your Member Advantage Checking account within 60 days of account opening. Eligible debit purchase transactions include PIN or Signature. Qualifying transactions do not include refunds or ATM transactions.
• Set up direct deposit(s) of $250 or more to your new BECU Member Advantage Checking account to occur within 60 days of account opening. Your direct deposit must be an electronic deposit of your paycheck, pension, or government benefit(s) (such as Social Security) from your employer or the government. Person-to-Person payments (such as Zelle®) are not considered a direct deposit.

NEW ACCOUNT PROMOTIONAL INCENTIVE DEPOSIT

The New Account promotional incentive will be deposited to your Member Advantage Savings account up to 90 days after satisfying the New Account promotional incentive requirements (see OFFER REQUIREMENTS). The accounts must be open, in good standing, and retain the Member Advantage status at and until time of promotion incentive payout. BECU will not deposit promotion incentive funds to accounts that haven't met the OFFER REQUIREMENTS, to accounts no longer in Member Advantage status, or closed accounts. The New Account promotional incentive is considered interest and will be reported on IRS form 1099-INT. Other terms, limitations, and conditions apply. Cannot be combined with any other offers. Limit one offer per new member. Check with BECU for current Annual Percentage Yield (APY) of accounts. BECU reserves the right to terminate this offer at any time.

Member compensated for their participation.